Compare Today’s Refinance Rates for Cape May Point, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Cape May Point, New Jersey 08212. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $56,665 or $157 / month in Cape May Point and other areas of Cape May county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cape May Point, New Jersey 08212.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cape May Point, New Jersey 08212

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cape May Point, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cape May Point, NJ 08212, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cape May Point, NJ

Refinance Rates for Cape May Point, New Jersey 08212 from 2013 - 2020

Below are historical data on refinancing in Cape May Point, New Jersey and around Cape May county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.69% 41.36% 48.00% 52.53% 59.20% 52.94% 53.93% 42.64%
avg refi rate 4.86% 4.55% 3.90% 3.72% 4.54% 4.07% 3.92% 3.92%
% 15 year fixed refinance 30.77% 38.98% 36.00% 38.48% 32.76% 32.49% 34.61% 38.58%
avg refi rate 4.28% 3.86% 3.28% 2.98% 3.59% 3.28% 3.07% 3.15%
Avg credit score 766.38 769.03 767.22 765.84 755.87 757.05 757.04 759.65
Avg LTV (loan to value) 59.09% 59.67% 62.41% 63.12% 67.98% 67.37% 68.10% 64.14%
Avg DTI (debt to income) 32.69 32.59 32.11 32.48 33.75 33.73 34.13 35.28
Avg refinance insurance % 0.59% 1.22% 2.10% 2.70% 4.85% 3.97% 3.70% 2.12%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cape May Point, New Jersey 08212

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cape May Point, New Jersey 08212, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Don Dodson

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08212

(609) 465-5600

ddodson@capebanknj.com

Gary Farnesi

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08212

(856) 273-6968

gfarnesi@capebanknj.com

Hugh Arbuthnot

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08212

(856) 273-6968

harbuthnot@capebanknj.com

Greg Fuller

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08212

(609) 465-5600

gfuller@capebanknj.com

Michael Devlin

President, Chief Executive Officer

225 N Main St

Cape May Court House, NJ 08212

(609) 465-5600

MDevlin@capebanknj.com

Address

225 N Main St

Cape May Court House, NJ

Contact

(609) 465-5600

Fax (301) 639-0804

ddodson@capebanknj.com

Address

225 N Main St

Cape May Court House, NJ

Contact

(856) 273-6968

Fax (301) 639-0804

gfarnesi@capebanknj.com

Address

225 N Main St

Cape May Court House, NJ

Contact

(856) 273-6968

Fax (301) 639-0804

harbuthnot@capebanknj.com

Refinancing News for Cape May Point, New Jersey 08212