Compare Today’s Refinance Rates for Carlstadt, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Carlstadt, New Jersey 07072. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Carlstadt and other areas of Bergen county, expected lifetime cash savings are $7,644 or $21 / month.

For Carlstadt, New Jersey 07072, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Carlstadt, New Jersey 07072

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Carlstadt, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Carlstadt, NJ 07072, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Carlstadt, NJ

Refinance Rates for Carlstadt, New Jersey 07072 from 2013 - 2020

Below are historical data on refinancing in Carlstadt, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Carlstadt, New Jersey 07072

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Carlstadt, New Jersey 07072, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Baret Kechian

Branch Manager

1099 Wall St W Ste 137

Lyndhurst, NJ 07072

(201) 796-6441

baret.kechian@guaranteedrate.com

Yuriy Kilgishov

Mortgage Banker

90 Hackensack St

East Rutherford, NJ 07072

(120) 196-0840

yuriy.kilgishov@chase.com

Ralph Lagriola

Residential Loan Officer

200 Valley Street

South Orange, NJ 07072

(201) 823-0700

rlagriola@bankwithbcb.com

Wayne Smith

Residential Loan Officer

200 Valley Street

South Orange, NJ 07072

(201) 823-0700

wsmith@bankwithbcb.com

Ed Robinson

Loan Officer Assistant

203 Irvington Avenue Suite 200

South Orange, NJ 07072

(973) 630-7838

edrobinson@eaglehm.com

Address

1099 Wall St W Ste 137

Lyndhurst, NJ

Contact

(201) 796-6441

Fax (301) 639-0804

baret.kechian@guaranteedrate.com

Address

90 Hackensack St

East Rutherford, NJ

Contact

(120) 196-0840

Fax (301) 639-0804

yuriy.kilgishov@chase.com

Address

200 Valley Street

South Orange, NJ

Contact

(201) 823-0700

Fax (301) 639-0804

rlagriola@bankwithbcb.com

Refinancing News for Carlstadt, New Jersey 07072