Compare Today’s Refinance Rates for Chatham, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Chatham, New Jersey 07928. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Chatham and other areas of Union county, expected lifetime cash savings are $11,282 or $31 / month.

For Chatham, New Jersey 07928, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Chatham, New Jersey 07928

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Chatham, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Chatham, NJ 07928, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Chatham, NJ

Refinance Rates for Chatham, New Jersey 07928 from 2013 - 2020

Below are historical data on refinancing in Chatham, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Chatham, New Jersey 07928

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Chatham, New Jersey 07928, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Christopher Wolf

Mortgage Banker

215 Main Street

Chatham, NJ 07928

(973) 665-0540

christopher.wolf@chase.com

Kelly Freeland

Mortgage Banker

186 Ridgedale Ave

Florham Park, NJ 07928

(197) 344-3070

kelly.a.freeland@chase.com

Jennifer Piro

Mortgage Banker

399 Ridgedale Ave

East Hanover, NJ 07928

(197) 338-6102

jennifer.l.piro@chase.com

Chuck Reed

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07928

(973) 532-8745

creed@remn.com

Frank Montufar

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07928

(973) 532-8745

fmontufar@remn.com

Address

215 Main Street

Chatham, NJ

Contact

(973) 665-0540

Fax (301) 639-0804

christopher.wolf@chase.com

Address

186 Ridgedale Ave

Florham Park, NJ

Contact

(197) 344-3070

Fax (301) 639-0804

kelly.a.freeland@chase.com

Address

399 Ridgedale Ave

East Hanover, NJ

Contact

(197) 338-6102

Fax (301) 639-0804

jennifer.l.piro@chase.com

Refinancing News for Chatham, New Jersey 07928