Compare Today’s Refinance Rates for Chesterfield, New Jersey 08515
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chesterfield, New Jersey 08515.
With a 30-year amortization refinance in Chesterfield and surrounding areas of Mercer county, our calculations show that you can expect to save up to $10,460 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Chesterfield, New Jersey 08515.
Summary of Average Refinances in Chesterfield, New Jersey 08515
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Interactive Refinance Rate Projections for Chesterfield, New Jersey 08515
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chesterfield, NJ 08515, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chesterfield, New Jersey 08515 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chesterfield, New Jersey and the surrounding Mercer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.21% | 69.36% | 67.52% | 68.00% | 55.32% | 67.21% | 67.78% | 64.06% |
avg refi rate | 6.64% | 3.81% | 3.01% | 3.32% | 4.18% | 4.72% | 4.26% | 3.95% | 4.12% |
% 15 year fixed refinance | 18.95% | 19.36% | 21.23% | 19.00% | 29.79% | 27.87% | 24.44% | 26.56% | |
avg refi rate | 2.92% | 2.50% | 2.87% | 3.61% | 3.89% | 3.51% | 3.28% | 3.51% | |
Avg credit score | 722.71 | 744.57 | 755.38 | 761.19 | 756.62 | 733.21 | 752.44 | 759.40 | 768.34 |
Avg LTV (loan to value) | 60.36% | 58.69% | 62.66% | 67.09% | 68.74% | 70.85% | 70.08% | 69.52% | 68.00% |
Avg DTI (debt to income) | 38.36 | 34.27 | 32.97 | 32.42 | 33.90 | 33.57 | 34.15 | 34.11 | 31.81 |
Avg refinance insurance % | 0.86% | 0.57% | 1.25% | 2.31% | 3.13% | 3.51% | 2.21% | 3.54% | 3.80% |
Best Refinance Brokers around Chesterfield, New Jersey 08515
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chesterfield, New Jersey 08515, we have compiled a list of top refinance brokers to assist you in the process.
Michael Crismali
Mortgage Banker
392 US Highway 130
Hightstown, NJ 08515
(160) 944-3410
michael.v.crismali@chase.com
John Kaba
Loan Officer
130 N. County Line Road
Jackson,�� , NJ 08515
(732) 757-1706
jkaba@myinvestorsbank.com
Patti Miller
Loan Officer
3499 Canyon De Flores, Suite E
Sierra Vista, AZ 08515
(520) 459-1161
pmiller@sunstreetmortgage.com
Paxton Buglewicz
Loan Officer
3499 Canyon De Flores, Suite E
Sierra Vista, AZ 08515
(520) 547-2400
pbuglewicz@sunstreetmortgage.com
Glenn Davis
Branch Manager
24 Arnett Ave Ste 105
Lambertville, NJ 08515
(609) 397-2616
glenn@guaranteedrate.com
Address
392 US Highway 130
Hightstown, NJ
Contact
(160) 944-3410
Fax (301) 639-0804
michael.v.crismali@chase.com
Address
130 N. County Line Road
Jackson,�� , NJ
Contact
(732) 757-1706
Fax (301) 639-0804
jkaba@myinvestorsbank.com
Address
3499 Canyon De Flores, Suite E
Sierra Vista, AZ
Contact
(520) 459-1161
Fax (301) 639-0804
pmiller@sunstreetmortgage.com