Compare Today’s Refinance Rates for Clayton, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Clayton, New Jersey 08312. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Clayton and other areas of Gloucester county, expected lifetime cash savings are $5,694 or $16 / month.

For Clayton, New Jersey 08312, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Clayton, New Jersey 08312

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Clayton, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Clayton, NJ 08312, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Clayton, NJ

Refinance Rates for Clayton, New Jersey 08312 from 2013 - 2020

Below are historical data on refinancing in Clayton, New Jersey and around Gloucester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.46% 58.22% 40.19% 50.50% 70.87% 63.09% 57.20% 60.34%
avg refi rate 4.80% 4.55% 3.88% 3.70% 4.43% 4.04% 3.88% 3.91%
% 15 year fixed refinance 28.98% 33.78% 47.66% 42.90% 24.27% 27.90% 34.80% 30.17%
avg refi rate 4.22% 3.81% 3.19% 2.95% 3.49% 3.24% 3.13% 3.08%
Avg credit score 758.44 762.27 765.09 759.90 749.12 757.08 751.22 745.97
Avg LTV (loan to value) 66.96% 69.45% 70.00% 72.18% 71.10% 74.88% 71.83% 72.16%
Avg DTI (debt to income) 29.82 29.55 29.19 29.33 32.66 31.94 32.08 33.73
Avg refinance insurance % 1.96% 3.02% 2.98% 3.80% 5.78% 7.79% 4.73% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Clayton, New Jersey 08312

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Clayton, New Jersey 08312, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Angela Goldberg

Mortgage Originator

1117 E Landis Ave Ste C

Vineland, NJ 08312

(856) 692-9494

agoldberg@gateway-funding.com

Stephen Myers

Mortgage Originator

1117 E Landis Ave Ste C

Vineland, NJ 08312

(856) 692-9494

smyers@gateway-funding.com

Dorothy Clavin

Branch Manager

67 Walnut Ave., Ste. 310

Vineland, NJ 08312

(908) 409-0360

dorothy.clavin@gatewayloan.com

Kristen Henry

Loan Originator

669 Airport Freeway Suite 306

Mays Landing, NJ 08312

(817) 554-1001

kristen.henry@gatewayloan.com

Patrick Steele

Loan Originator

669 Airport Freeway Suite 306

Vineland, NJ 08312

(817) 554-1001

patrick.steele@gatewayloan.com

Address

1117 E Landis Ave Ste C

Vineland, NJ

Contact

(856) 692-9494

Fax (301) 639-0804

agoldberg@gateway-funding.com

Address

1117 E Landis Ave Ste C

Vineland, NJ

Contact

(856) 692-9494

Fax (301) 639-0804

smyers@gateway-funding.com

Address

67 Walnut Ave., Ste. 310

Vineland, NJ

Contact

(908) 409-0360

Fax (301) 639-0804

dorothy.clavin@gatewayloan.com

Refinancing News for Clayton, New Jersey 08312