Compare Today’s Refinance Rates for Clifton, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Clifton, New Jersey 07014. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Clifton and other areas of Passaic county, expected lifetime cash savings are $11,157 or $31 / month.

For Clifton, New Jersey 07014, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Clifton, New Jersey 07014

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Clifton, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Clifton, NJ 07014, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Clifton, NJ

Refinance Rates for Clifton, New Jersey 07014 from 2013 - 2020

Below are historical data on refinancing in Clifton, New Jersey and around Passaic county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Clifton, New Jersey 07014

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Clifton, New Jersey 07014, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

JOHN SALAZAR

Loan Officer

251 Clifton Ave

Clifton, NJ 07014

(973) 340-2207

John.Salazar@wellsfargo.com

Chris Brower

Loan Officer

20 Commerce Dr Ste 340

Cranford, NJ 07014

(800) 342-6597

CBrower@jerseymortgage.com

Cathy Fernandes

Senior Loan Officer

20 Commerce Dr Ste 340

Cranford, NJ 07014

(908) 276-2442

CFernandes@jerseymortgage.com

Blanca Medina

Senior Loan Officer

20 Commerce Dr Ste 340

Cranford, NJ 07014

(800) 342-6597

BMedina@jerseymortgage.com

Maggie Palach

Loan Officer

20 Commerce Dr Ste 340

Cranford, NJ 07014

(800) 342-6597

MPalach@jerseymortgage.com

Address

251 Clifton Ave

Clifton, NJ

Contact

(973) 340-2207

Fax (301) 639-0804

John.Salazar@wellsfargo.com

Address

20 Commerce Dr Ste 340

Cranford, NJ

Contact

(800) 342-6597

Fax (301) 639-0804

CBrower@jerseymortgage.com

Address

20 Commerce Dr Ste 340

Cranford, NJ

Contact

(908) 276-2442

Fax (301) 639-0804

CFernandes@jerseymortgage.com

Refinancing News for Clifton, New Jersey 07014