Compare Today’s Refinance Rates for Colonia, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Colonia, New Jersey 07067. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Colonia and surrounding areas of Middlesex county, your expected lifetime cash savings are $6,311 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Colonia, New Jersey 07067.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Colonia, New Jersey 07067

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Colonia, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Colonia, NJ 07067, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Colonia, NJ

Refinance Rates for Colonia, New Jersey 07067 from 2013 - 2020

Below are historical data on refinancing in Colonia, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Colonia, New Jersey 07067

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Colonia, New Jersey 07067, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Baret Kechian

Branch Manager

1099 Wall St W Ste 137

Lyndhurst, NJ 07067

(201) 796-6441

baret.kechian@guaranteedrate.com

Yuriy Kilgishov

Mortgage Banker

90 Hackensack St

East Rutherford, NJ 07067

(120) 196-0840

yuriy.kilgishov@chase.com

Ralph Lagriola

Residential Loan Officer

200 Valley Street

South Orange, NJ 07067

(201) 823-0700

rlagriola@bankwithbcb.com

Wayne Smith

Residential Loan Officer

200 Valley Street

South Orange, NJ 07067

(201) 823-0700

wsmith@bankwithbcb.com

Ed Robinson

Loan Officer Assistant

203 Irvington Avenue Suite 200

South Orange, NJ 07067

(973) 630-7838

edrobinson@eaglehm.com

Address

1099 Wall St W Ste 137

Lyndhurst, NJ

Contact

(201) 796-6441

Fax (301) 639-0804

baret.kechian@guaranteedrate.com

Address

90 Hackensack St

East Rutherford, NJ

Contact

(120) 196-0840

Fax (301) 639-0804

yuriy.kilgishov@chase.com

Address

200 Valley Street

South Orange, NJ

Contact

(201) 823-0700

Fax (301) 639-0804

rlagriola@bankwithbcb.com

Refinancing News for Colonia, New Jersey 07067