Compare Today’s Refinance Rates for Colts Neck, New Jersey 07722
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Colts Neck, New Jersey 07722.
With a 30-year amortization refinance in Colts Neck and surrounding areas of Monmouth county, our calculations show that you can expect to save up to $12,962 over the lifetime of your mortgage, or a monthly savings of $36. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Colts Neck, New Jersey 07722.
Summary of Average Refinances in Colts Neck, New Jersey 07722
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Interactive Refinance Rate Projections for Colts Neck, New Jersey 07722
Pureloan has developed an interactive chart to monitor the five largest local lenders in Colts Neck, NJ 07722, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Colts Neck, New Jersey 07722 from 2024 - 2016
The following historical data provides insights into refinancing trends in Colts Neck, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Colts Neck, New Jersey 07722
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Colts Neck, New Jersey 07722, we have compiled a list of top refinance brokers to assist you in the process.
Miriam Corey
Mortgage Consultant
9 Professional Cir Ste 206
Colts Neck, NJ 07722
(732) 410-4141
mcorey@redoakmtg.com
Brian LaRue
Mortgage Consultant
9 Professional Cir Ste 206
Colts Neck, NJ 07722
(732) 410-4141
blarue@redoakmtg.com
Jim LaRue
Loan Officer
9 Professional Cir Ste 206
Colts Neck, NJ 07722
(732) 410-4141
jlarue@redoakmtg.com
Lauren Cervasio
Loan Officer
9 Professional Cir Ste 206
Colts Neck, NJ 07722
(732) 410-4141
lcervasio@redoakmtg.com
Carolyn Bembridge
Loan Officer
9 Professional Cir Ste 206
Colts Neck, NJ 07722
(732) 410-4141
cbembridge@redoakmtg.com
Address
9 Professional Cir Ste 206
Colts Neck, NJ
Contact
(732) 410-4141
Fax (301) 639-0804
mcorey@redoakmtg.com
Address
9 Professional Cir Ste 206
Colts Neck, NJ
Contact
(732) 410-4141
Fax (301) 639-0804
blarue@redoakmtg.com
Address
9 Professional Cir Ste 206
Colts Neck, NJ
Contact
(732) 410-4141
Fax (301) 639-0804
jlarue@redoakmtg.com