Compare Today’s Refinance Rates for Cranford, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Cranford, New Jersey 07016. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,445 or $26 / month in Cranford and other areas of Union county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cranford, New Jersey 07016.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cranford, New Jersey 07016

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cranford, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cranford, NJ 07016, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cranford, NJ

Refinance Rates for Cranford, New Jersey 07016 from 2013 - 2020

Below are historical data on refinancing in Cranford, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cranford, New Jersey 07016

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cranford, New Jersey 07016, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Vicchio

Loan Officer

511 South Avenue East

Cranford, NJ 07016

(973) 435-4530

jvicchio@jerseymortgage.com

Juan Diaz

Loan Officeer

511 South Avenue East

Cranford, NJ 07016

(973) 435-4530

jdiaz@jerseymortgage.com

Sarah Panetta

Loan Officer

511 South Avenue East

Cranford, NJ 07016

(908) 276-2442

spanetta@jerseymortgage.com

Suzanne Hoffman

Loan Officer

511 South Avenue East

Cranford, NJ 07016

(800) 342-6597

shoffman@jerseymortgage.com

Richard Noury

Loan Officer

511 South Avenue East

Cranford, NJ 07016

(908) 603-1110

rnoury@jerseymortgage.com

Address

511 South Avenue East

Cranford, NJ

Contact

(973) 435-4530

Fax (301) 639-0804

jvicchio@jerseymortgage.com

Address

511 South Avenue East

Cranford, NJ

Contact

(973) 435-4530

Fax (301) 639-0804

jdiaz@jerseymortgage.com

Address

511 South Avenue East

Cranford, NJ

Contact

(908) 276-2442

Fax (301) 639-0804

spanetta@jerseymortgage.com

Refinancing News for Cranford, New Jersey 07016