Compare Today’s Refinance Rates for Deal, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Deal, New Jersey 07723. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Deal and other areas of Monmouth county, expected lifetime cash savings are $157,955 or $439 / month.

For Deal, New Jersey 07723, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Deal, New Jersey 07723

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Deal, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Deal, NJ 07723, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Deal, NJ

Refinance Rates for Deal, New Jersey 07723 from 2013 - 2020

Below are historical data on refinancing in Deal, New Jersey and around Monmouth county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Deal, New Jersey 07723

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Deal, New Jersey 07723, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mike Janis

Loan Officer

9 Professional Cir Ste 206

Colts Neck, NJ 07723

(732) 410-4141

mjanis@redoakmtg.com

Carolyn Bembridge

Loan Officer

9 Professional Cir Ste 206

Colts Neck, NJ 07723

(732) 410-4141

cbembridge@redoakmtg.com

Lauren Cervasio

Loan Officer

9 Professional Cir Ste 206

Colts Neck, NJ 07723

(732) 410-4141

lcervasio@redoakmtg.com

Jim LaRue

Loan Officer

9 Professional Cir Ste 206

Colts Neck, NJ 07723

(732) 410-4141

jlarue@redoakmtg.com

Brian LaRue

Mortgage Consultant

9 Professional Cir Ste 206

Colts Neck, NJ 07723

(732) 410-4141

blarue@redoakmtg.com

Address

9 Professional Cir Ste 206

Colts Neck, NJ

Contact

(732) 410-4141

Fax (301) 639-0804

mjanis@redoakmtg.com

Address

9 Professional Cir Ste 206

Colts Neck, NJ

Contact

(732) 410-4141

Fax (301) 639-0804

cbembridge@redoakmtg.com

Address

9 Professional Cir Ste 206

Colts Neck, NJ

Contact

(732) 410-4141

Fax (301) 639-0804

lcervasio@redoakmtg.com

Refinancing News for Deal, New Jersey 07723