Compare Today’s Refinance Rates for East Brunswick, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for East Brunswick, New Jersey 08816. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,140 or $17 / month in East Brunswick and other areas of Middlesex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for East Brunswick, New Jersey 08816.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in East Brunswick, New Jersey 08816

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for East Brunswick, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in East Brunswick, NJ 08816, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for East Brunswick, NJ

Refinance Rates for East Brunswick, New Jersey 08816 from 2013 - 2020

Below are historical data on refinancing in East Brunswick, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around East Brunswick, New Jersey 08816

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in East Brunswick, New Jersey 08816, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cathy Traub

Mortgage Loan Officer

405 Route 18 South

East Brunswick, NJ 08816

(704) 386-5972

cathy.traub@bankofamerica.com

JAY MARCHESE

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08816

(866) 804-7304

jay.marchese@wellsfargo.com

VONETTA HAWKINS

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08816

(866) 804-7304

Vonetta.Hawkins@wellsfargo.com

CLAUDIA ALVAREZ

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08816

(866) 804-7304

Claudia.L.Alvarez@wellsfargo.com

MANOJ HANCHATE

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08816

(866) 804-7304

manoj.hanchate@wellsfargo.com

Address

405 Route 18 South

East Brunswick, NJ

Contact

(704) 386-5972

Fax (301) 639-0804

cathy.traub@bankofamerica.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

jay.marchese@wellsfargo.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

Vonetta.Hawkins@wellsfargo.com

Refinancing News for East Brunswick, New Jersey 08816