Compare Today’s Refinance Rates for Edgewater, New Jersey 07020
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Edgewater, New Jersey 07020.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Edgewater, New Jersey 07020. For 30-year amortization refinancing, you can expect lifetime cash savings of $26,267 or $73 per month in Edgewater and other parts of Bergen county.
Summary of Average Refinances in Edgewater, New Jersey 07020
Become a certified mortgage expert on Pureloan.com
in Edgewater, New Jersey 07020
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Edgewater, New Jersey 07020
Pureloan has developed an interactive chart to monitor the five largest local lenders in Edgewater, NJ 07020, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Edgewater, New Jersey 07020 from 2024 - 2016
The following historical data provides insights into refinancing trends in Edgewater, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 68.18% | 56.87% | 54.11% | 55.32% | 63.76% | 60.20% | 48.24% | 49.49% | 58.75% |
avg refi rate | 6.39% | 3.80% | 2.99% | 3.24% | 4.36% | 4.67% | 4.24% | 3.96% | 4.17% |
% 15 year fixed refinance | 9.09% | 24.03% | 28.50% | 26.94% | 21.14% | 30.85% | 39.22% | 36.55% | 31.88% |
avg refi rate | 5.50% | 2.77% | 2.47% | 2.76% | 3.71% | 3.96% | 3.45% | 3.22% | 3.40% |
Avg credit score | 750.73 | 737.88 | 755.45 | 754.98 | 739.61 | 736.52 | 740.86 | 744.83 | 750.38 |
Avg LTV (loan to value) | 64.18% | 62.77% | 66.19% | 69.57% | 71.13% | 70.63% | 68.65% | 71.24% | 70.97% |
Avg DTI (debt to income) | 34.64 | 34.04 | 32.17 | 32.01 | 33.69 | 34.12 | 35.13 | 33.92 | 33.78 |
Avg refinance insurance % | 4.18% | 1.25% | 2.33% | 3.67% | 5.46% | 4.78% | 4.07% | 4.40% | 4.43% |
Best Refinance Brokers around Edgewater, New Jersey 07020
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Edgewater, New Jersey 07020, we have compiled a list of top refinance brokers to assist you in the process.
Layla Perdomo
Mortgage Banker
725 River Rd Ste 49
Edgewater, NJ 07020
(120) 196-9214
layla.perdomo@chase.com
Scott Lee
Mortgage Banker
188 Main St
Fort Lee, NJ 07020
(120) 197-8801
scott.h.lee@chase.com
Carlos
Mortgage Loan Officer
211 Ridge Rd
North Arlington, NJ 07020
(201) 955-0045
carlos@crosstatemortgage.com
Rob
Mortgage Consultant
125 Bathurst Ave
North Arlington, NJ 07020
(201) 998-9050
rob@keypointmortgage.com
Baret Kechian
Branch Manager
1099 Wall St W Ste 137
Lyndhurst, NJ 07020
(201) 796-6441
baret.kechian@guaranteedrate.com
Address
725 River Rd Ste 49
Edgewater, NJ
Contact
(120) 196-9214
Fax (301) 639-0804
layla.perdomo@chase.com
Address
188 Main St
Fort Lee, NJ
Contact
(120) 197-8801
Fax (301) 639-0804
scott.h.lee@chase.com
Address
211 Ridge Rd
North Arlington, NJ
Contact
(201) 955-0045
Fax (301) 639-0804
carlos@crosstatemortgage.com