Compare Today’s Refinance Rates for Elizabeth, New Jersey
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Elizabeth, New Jersey 07208. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,716 or $21 / month in Elizabeth and other areas of Union county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Elizabeth, New Jersey 07208.
Summary of Average Refinance Terms in Elizabeth, New Jersey 07208
Become a certified mortgage expert on Pureloan.com
Reach hundreds of thousands of home
in Elizabeth, New Jersey 07208
buyers and refinance customers every month! FREE APPLICATION
Customized Refinance Rate Projections for Elizabeth, NJ
For refinance rate forecasts and predictions in Elizabeth, NJ 07208, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Elizabeth, New Jersey 07208 from 2013 - 2020
Below are historical data on refinancing in Elizabeth, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||59.55%||51.56%||48.98%||54.05%||62.50%||59.72%||60.43%||51.97%|
|avg refi rate||4.75%||4.48%||3.83%||3.74%||4.43%||4.11%||3.94%||4.02%|
|% 15 year fixed refinance||27.72%||31.65%||33.70%||35.36%||28.31%||26.20%||29.00%||35.53%|
|avg refi rate||4.12%||3.75%||3.19%||2.91%||3.56%||3.33%||3.11%||3.24%|
|Avg credit score||759.19||757.36||762.52||757.36||749.30||746.04||748.95||744.26|
|Avg LTV (loan to value)||70.15%||71.10%||71.99%||71.89%||73.13%||74.22%||75.33%||73.99%|
|Avg DTI (debt to income)||29.59||31.18||29.13||30.12||31.53||32.00||32.38||33.56|
|Avg refinance insurance %||2.27%||3.23%||5.16%||4.21%||5.31%||5.95%||7.09%||4.72%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Elizabeth, New Jersey 07208
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Elizabeth, New Jersey 07208, we have compiled a list of the leading refinance brokers to guide you.
1152 Liberty Ave
Hillside, NJ 07208