Compare Today’s Refinance Rates for Elmwood Park, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Elmwood Park, New Jersey 07407. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Elmwood Park and other areas of Bergen county, expected lifetime cash savings are $6,804 or $19 / month.

For Elmwood Park, New Jersey 07407, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Elmwood Park, New Jersey 07407

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Elmwood Park, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Elmwood Park, NJ 07407, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Elmwood Park, NJ

Refinance Rates for Elmwood Park, New Jersey 07407 from 2013 - 2020

Below are historical data on refinancing in Elmwood Park, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.20% 44.16% 49.47% 51.91% 56.35% 55.76% 59.02% 50.25%
avg refi rate 4.86% 4.53% 3.91% 3.72% 4.48% 4.09% 3.88% 3.99%
% 15 year fixed refinance 32.75% 37.13% 34.02% 37.44% 33.63% 29.69% 27.19% 33.58%
avg refi rate 4.30% 3.81% 3.25% 3.00% 3.56% 3.25% 3.10% 3.20%
Avg credit score 763.83 764.16 766.69 760.77 754.73 755.24 754.91 752.60
Avg LTV (loan to value) 63.61% 64.21% 65.30% 66.02% 71.72% 70.55% 70.91% 68.89%
Avg DTI (debt to income) 30.85 31.32 31.22 30.81 32.97 32.98 33.52 34.31
Avg refinance insurance % 1.34% 1.93% 2.38% 3.07% 5.88% 4.83% 4.81% 3.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Elmwood Park, New Jersey 07407

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Elmwood Park, New Jersey 07407, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Liberato Lavarino

Mortgage Loan Originator

26-01 Pellack Dr

Fair Lawn, NJ 07407

(201) 398-0800

lavlp25@yahoo.com

William Aussenheimer

Mortgage Banker

27-02 Broadway

Fair Lawn, NJ 07407

(120) 179-6335

william.j.aussenheimer@chase.com

MICHAEL CAREW

Loan Officer

875 State Rt 17

Ramsey, NJ 07407

(201) 934-4500

michael.carew@wellsfargo.com

SCOTT ANDERSON

Loan Officer

875 State Rt 17

Ramsey, NJ 07407

(201) 934-4500

scott.t.anderson@wellsfargo.com

WILLIAM OCHOA

Loan Officer

875 State Rt 17

Ramsey, NJ 07407

(201) 934-4500

william.ochoa@wellsfargo.com

Address

26-01 Pellack Dr

Fair Lawn, NJ

Contact

(201) 398-0800

Fax (301) 639-0804

lavlp25@yahoo.com

Address

27-02 Broadway

Fair Lawn, NJ

Contact

(120) 179-6335

Fax (301) 639-0804

william.j.aussenheimer@chase.com

Address

875 State Rt 17

Ramsey, NJ

Contact

(201) 934-4500

Fax (301) 639-0804

michael.carew@wellsfargo.com

Refinancing News for Elmwood Park, New Jersey 07407