Compare Today’s Refinance Rates for Elwood, New Jersey 08217
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Elwood, New Jersey 08217.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Elwood, New Jersey 08217. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,559 or $21 per month in Elwood and other parts of Atlantic county.
Summary of Average Refinances in Elwood, New Jersey 08217
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Interactive Refinance Rate Projections for Elwood, New Jersey 08217
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elwood, NJ 08217, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elwood, New Jersey 08217 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elwood, New Jersey and the surrounding Atlantic county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 46.15% | 45.76% | 68.75% | 50.00% | 75.00% | 77.78% | 66.67% | 31.58% | |
avg refi rate | 3.60% | 2.97% | 3.36% | 4.33% | 4.50% | 4.02% | 4.19% | 4.15% | |
% 15 year fixed refinance | 23.08% | 33.90% | 25.00% | 33.33% | 22.22% | 11.11% | 57.89% | ||
avg refi rate | 2.71% | 2.47% | 3.03% | 4.06% | 3.44% | 3.50% | 3.34% | ||
Avg credit score | 730.00 | 744.24 | 746.13 | 724.50 | 745.50 | 731.56 | 746.44 | 745.79 | |
Avg LTV (loan to value) | 69.69% | 72.59% | 72.22% | 64.83% | 70.00% | 75.56% | 73.78% | 72.68% | |
Avg DTI (debt to income) | 31.69 | 33.63 | 31.63 | 27.33 | 36.00 | 28.33 | 33.33 | 32.37 | |
Avg refinance insurance % | 1.85% | 6.19% | 2.84% | 3.00% | 3.33% | 2.67% | 4.26% |
Best Refinance Brokers around Elwood, New Jersey 08217
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elwood, New Jersey 08217, we have compiled a list of top refinance brokers to assist you in the process.
Issan Acosta
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08217
(609) 927-7722
IAcosta@ochome.com
Suzanne Adams
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08217
(609) 927-7722
SAdams@ochome.com
Scott Beisler
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08217
(609) 927-7722
SBeisler@ochome.com
Carol Burd
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08217
(609) 927-7722
CBurd@ochome.com
Lizbeth Canizzaro
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08217
(609) 927-7722
LCanizzaro@ochome.com
Address
1001 Asbury Ave
Ocean City, NJ
Contact
(609) 927-7722
Fax (301) 639-0804
IAcosta@ochome.com
Address
1001 Asbury Ave
Ocean City, NJ
Contact
(609) 927-7722
Fax (301) 639-0804
SAdams@ochome.com
Address
1001 Asbury Ave
Ocean City, NJ
Contact
(609) 927-7722
Fax (301) 639-0804
SBeisler@ochome.com