Compare Today’s Refinance Rates for Englewood Cliffs, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Englewood Cliffs, New Jersey 07632. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Englewood Cliffs and other areas of Bergen county, expected lifetime cash savings are $19,121 or $53 / month.

For Englewood Cliffs, New Jersey 07632, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Englewood Cliffs, New Jersey 07632

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Englewood Cliffs, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Englewood Cliffs, NJ 07632, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Englewood Cliffs, NJ

Refinance Rates for Englewood Cliffs, New Jersey 07632 from 2013 - 2020

Below are historical data on refinancing in Englewood Cliffs, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Englewood Cliffs, New Jersey 07632

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Englewood Cliffs, New Jersey 07632, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jacqueline Wisner

Mortgage Loan Officer

228 Grand Ave.

Englewood, NJ 07632

(704) 386-5972

jacqueline.wisner@bankofamerica.com

Carol McGivney

Operations Manager

25 E Spring Valley Ave Ste 205

Maywood, NJ 07632

(201) 368-3140

carol@classicllc.com

Daniel Shlufman

Managing Director

25 E Spring Valley Ave Ste 205

Maywood, NJ 07632

(201) 368-3140

dshlufman@classicllc.com

Richard Yuran

Mortgage Loan Originator

25 E Spring Valley Ave Ste 205

Maywood, NJ 07632

(201) 368-3140

ryuran@classicllc.com

Daryle Pellegrino

Mortgage Loan Originator

25 E Spring Valley Ave Ste 205

Maywood, NJ 07632

(201) 368-3140

daryle@classicllc.com

Address

228 Grand Ave.

Englewood, NJ

Contact

(704) 386-5972

Fax (301) 639-0804

jacqueline.wisner@bankofamerica.com

Address

25 E Spring Valley Ave Ste 205

Maywood, NJ

Contact

(201) 368-3140

Fax (301) 639-0804

carol@classicllc.com

Address

25 E Spring Valley Ave Ste 205

Maywood, NJ

Contact

(201) 368-3140

Fax (301) 639-0804

dshlufman@classicllc.com

Refinancing News for Englewood Cliffs, New Jersey 07632