Compare Today’s Refinance Rates for Englishtown, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Englishtown, New Jersey 07726. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,123 or $14 / month in Englishtown and other areas of Monmouth county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Englishtown, New Jersey 07726.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Englishtown, New Jersey 07726

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Englishtown, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Englishtown, NJ 07726, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Englishtown, NJ

Refinance Rates for Englishtown, New Jersey 07726 from 2013 - 2020

Below are historical data on refinancing in Englishtown, New Jersey and around Monmouth county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Englishtown, New Jersey 07726

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Englishtown, New Jersey 07726, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Adam Lessing

Mortgage Banker

146 US Highway 9

Englishtown, NJ 07726

(173) 253-6015

adam.b.lessing@chase.com

Brett

Mortgage Loan Officer

3400 State Route 35

Hazlet, NJ 07726

(732) 264-2700

brett@intercountymortgage.com

Brian Szekeres

Mortgage Loan Originator

3400 State Route 35

Hazlet, NJ 07726

(201) 602-6219

briansz@intercountymortgage.com

Carmen Kearney

Loan Processor

3400 State Route 35

Hazlet, NJ 07726

(732) 862-1273

carmen@intercountymortgage.com

Joseph Sinisi

Branch Manager / Loan Originator

3400 State Route 35

Hazlet, NJ 07726

(908) 451-5412

josephsinisi@intercountymortgage.com

Address

146 US Highway 9

Englishtown, NJ

Contact

(173) 253-6015

Fax (301) 639-0804

adam.b.lessing@chase.com

Address

3400 State Route 35

Hazlet, NJ

Contact

(732) 264-2700

Fax (301) 639-0804

brett@intercountymortgage.com

Address

3400 State Route 35

Hazlet, NJ

Contact

(201) 602-6219

Fax (301) 639-0804

briansz@intercountymortgage.com

Refinancing News for Englishtown, New Jersey 07726