Compare Today’s Refinance Rates for Essex Fells, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Essex Fells, New Jersey 07021. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Essex Fells and surrounding areas of Essex county, your expected lifetime cash savings are $16,623 or $46 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Essex Fells, New Jersey 07021.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Essex Fells, New Jersey 07021

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Essex Fells, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Essex Fells, NJ 07021, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Essex Fells, NJ

Refinance Rates for Essex Fells, New Jersey 07021 from 2013 - 2020

Below are historical data on refinancing in Essex Fells, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Essex Fells, New Jersey 07021

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Essex Fells, New Jersey 07021, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Layla Perdomo

Mortgage Banker

725 River Rd Ste 49

Edgewater, NJ 07021

(120) 196-9214

layla.perdomo@chase.com

Scott Lee

Mortgage Banker

188 Main St

Fort Lee, NJ 07021

(120) 197-8801

scott.h.lee@chase.com

Carlos

Mortgage Loan Officer

211 Ridge Rd

North Arlington, NJ 07021

(201) 955-0045

carlos@crosstatemortgage.com

Rob

Mortgage Consultant

125 Bathurst Ave

North Arlington, NJ 07021

(201) 998-9050

rob@keypointmortgage.com

Baret Kechian

Branch Manager

1099 Wall St W Ste 137

Lyndhurst, NJ 07021

(201) 796-6441

baret.kechian@guaranteedrate.com

Address

725 River Rd Ste 49

Edgewater, NJ

Contact

(120) 196-9214

Fax (301) 639-0804

layla.perdomo@chase.com

Address

188 Main St

Fort Lee, NJ

Contact

(120) 197-8801

Fax (301) 639-0804

scott.h.lee@chase.com

Address

211 Ridge Rd

North Arlington, NJ

Contact

(201) 955-0045

Fax (301) 639-0804

carlos@crosstatemortgage.com

Refinancing News for Essex Fells, New Jersey 07021