Compare Today’s Refinance Rates for Fair Haven, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Fair Haven, New Jersey 07704. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $14,614 or $41 / month in Fair Haven and other areas of Monmouth county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fair Haven, New Jersey 07704.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Fair Haven, New Jersey 07704

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Fair Haven, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fair Haven, NJ 07704, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Fair Haven, NJ

Refinance Rates for Fair Haven, New Jersey 07704 from 2013 - 2020

Below are historical data on refinancing in Fair Haven, New Jersey and around Monmouth county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fair Haven, New Jersey 07704

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fair Haven, New Jersey 07704, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michele Fiore

Mortgage Consultant

157 Broad St Ste 204

Red Bank, NJ 07704

(732) 747-1676

mfiore@rhfundingus.com

Richard Fingerlin

Mortgage Banker

32 Broad St

Red Bank, NJ 07704

(173) 266-8463

richard.fingerlin@chase.com

Michael Beagan

Mortgage Loan Originator

499 Broad St

, NJ 07704

(732) 704-1111 Ext. 205

mbeagan@homebridge.com

Dawn Benedickson

Mortgage Loan Originator

499 Broad St

, NJ 07704

(732) 704-1111 Ext. 206

dbenedickson@homebridge.com

Stephen Gross

Mortgage Loan Originator

499 Broad St

, NJ 07704

sgross@homebridge.com

Address

157 Broad St Ste 204

Red Bank, NJ

Contact

(732) 747-1676

Fax (301) 639-0804

mfiore@rhfundingus.com

Address

32 Broad St

Red Bank, NJ

Contact

(173) 266-8463

Fax (301) 639-0804

richard.fingerlin@chase.com

Address

499 Broad St

, NJ

Contact

(732) 704-1111 Ext. 205

Fax (301) 639-0804

mbeagan@homebridge.com

Refinancing News for Fair Haven, New Jersey 07704