Compare Today’s Refinance Rates for Fairfield, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Fairfield, New Jersey 07004. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,445 or $26 / month in Fairfield and other areas of Essex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fairfield, New Jersey 07004.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Fairfield, New Jersey 07004

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Fairfield, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fairfield, NJ 07004, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Fairfield, NJ

Refinance Rates for Fairfield, New Jersey 07004 from 2013 - 2020

Below are historical data on refinancing in Fairfield, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.88% 43.09% 48.00% 51.38% 54.40% 57.28% 52.87% 50.49%
avg refi rate 4.89% 4.53% 3.89% 3.73% 4.51% 4.08% 3.85% 3.99%
% 15 year fixed refinance 33.39% 39.23% 36.27% 36.20% 32.86% 29.79% 31.84% 35.77%
avg refi rate 4.29% 3.81% 3.25% 2.97% 3.52% 3.26% 3.10% 3.14%
Avg credit score 759.64 762.76 766.70 760.38 750.02 755.41 756.83 753.96
Avg LTV (loan to value) 60.03% 60.79% 63.35% 64.94% 67.43% 69.09% 68.10% 65.55%
Avg DTI (debt to income) 32.34 31.87 32.02 32.27 34.49 34.20 34.36 34.38
Avg refinance insurance % 0.77% 1.01% 1.31% 2.11% 3.16% 3.43% 2.98% 2.49%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fairfield, New Jersey 07004

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fairfield, New Jersey 07004, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

William Grath

Loan Officer

330 Passaic Ave., Ste. 215

Fairfield, NJ 07004

william.grath@prospectmtg.com

Mary Ziegler

Loan Officer

330 Passaic Ave., Ste. 215

Fairfield, NJ 07004

Mary.Ziegler@prospectmtg.com

Adam Wizner

Loan Officer

155 Passaic Ave

Fairfield, NJ 07004

awizner@mortgagemaster.com

Alexander Clavijo

Senior Loan Officer

155 Passaic Ave., 3rd Floor

Fairfield, NJ 07004

aclavijo@mortgagemaster.com

Stephen Klein

Mortgage Banker

865 Bloomfield Ave

Caldwell, NJ 07004

(197) 322-7497

stephen.j.klein@chase.com

Address

330 Passaic Ave., Ste. 215

Fairfield, NJ

Contact

Fax (301) 639-0804

william.grath@prospectmtg.com

Address

330 Passaic Ave., Ste. 215

Fairfield, NJ

Contact

Fax (301) 639-0804

Mary.Ziegler@prospectmtg.com

Address

155 Passaic Ave

Fairfield, NJ

Contact

Fax (301) 639-0804

awizner@mortgagemaster.com

Refinancing News for Fairfield, New Jersey 07004