Compare Today’s Refinance Rates for Farmingdale, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Farmingdale, New Jersey 07727. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Farmingdale and other areas of Monmouth county, expected lifetime cash savings are $5,799 or $16 / month.

For Farmingdale, New Jersey 07727, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Farmingdale, New Jersey 07727

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Farmingdale, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Farmingdale, NJ 07727, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Farmingdale, NJ

Refinance Rates for Farmingdale, New Jersey 07727 from 2013 - 2020

Below are historical data on refinancing in Farmingdale, New Jersey and around Monmouth county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Farmingdale, New Jersey 07727

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Farmingdale, New Jersey 07727, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

S Kaliff

Mortgage Loan Officer

5114 State Route 33

Farmingdale, NJ 07727

(732) 292-3133

skaliff@advisorsmortgage.com

Chuck Lero

Senior Mortgage Consultant

PO Box 2417

Farmingdale, NJ 07727

(732) 996-1629

clero@tworiverbank.com

Debra Gleason

Senior Mortgage Consultant

PO Box 2417

Farmingdale, NJ 07727

(732) 939-8861

dgleason@tworiverbank.com

Chris Tamayo

Senior Mortgage Consultant

PO Box 2417

Farmingdale, NJ 07727

(732) 216-6672

ctamayo@tworiverbank.com

Sean Clark

Vice President

5114 Route 33

Wall, NJ 07727

(732) 292-3133

sclark@advisorsmortgage.com

Address

5114 State Route 33

Farmingdale, NJ

Contact

(732) 292-3133

Fax (301) 639-0804

skaliff@advisorsmortgage.com

Address

PO Box 2417

Farmingdale, NJ

Contact

(732) 996-1629

Fax (301) 639-0804

clero@tworiverbank.com

Address

PO Box 2417

Farmingdale, NJ

Contact

(732) 939-8861

Fax (301) 639-0804

dgleason@tworiverbank.com

Refinancing News for Farmingdale, New Jersey 07727