Compare Today’s Refinance Rates for Garfield, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Garfield, New Jersey 07026. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,629 or $18 / month in Garfield and other areas of Bergen county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Garfield, New Jersey 07026.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Garfield, New Jersey 07026

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Garfield, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garfield, NJ 07026, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Garfield, NJ

Refinance Rates for Garfield, New Jersey 07026 from 2013 - 2020

Below are historical data on refinancing in Garfield, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garfield, New Jersey 07026

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garfield, New Jersey 07026, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carlos

Mortgage Loan Officer

211 Ridge Rd

North Arlington, NJ 07026

(201) 955-0045

carlos@crosstatemortgage.com

Rob

Mortgage Consultant

125 Bathurst Ave

North Arlington, NJ 07026

(201) 998-9050

rob@keypointmortgage.com

Joseph Condurso

Mortgage Banker

125 River St

Hoboken, NJ 07026

(185) 542-1059

joseph.m.condurso@chase.com

RICHARD MASSEY

Loan Officer

321 Washington St

Hoboken, NJ 07026

(201) 714-5640

Richard.Massey@WellsFargo.com

EVELYN ORTIZ

Loan Officer

321 Washington St

Hoboken, NJ 07026

(201) 714-5640

Evelyn.J.Ortiz@wellsfargo.com

Address

211 Ridge Rd

North Arlington, NJ

Contact

(201) 955-0045

Fax (301) 639-0804

carlos@crosstatemortgage.com

Address

125 Bathurst Ave

North Arlington, NJ

Contact

(201) 998-9050

Fax (301) 639-0804

rob@keypointmortgage.com

Address

125 River St

Hoboken, NJ

Contact

(185) 542-1059

Fax (301) 639-0804

joseph.m.condurso@chase.com

Refinancing News for Garfield, New Jersey 07026