Compare Today’s Refinance Rates for Gillette, New Jersey 07933
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gillette, New Jersey 07933.
With a 30-year amortization refinance in Gillette and surrounding areas of Union county, our calculations show that you can expect to save up to $48,252 over the lifetime of your mortgage, or a monthly savings of $134. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gillette, New Jersey 07933.
Summary of Average Refinances in Gillette, New Jersey 07933
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Interactive Refinance Rate Projections for Gillette, New Jersey 07933
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gillette, NJ 07933, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gillette, New Jersey 07933 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gillette, New Jersey and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Gillette, New Jersey 07933
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gillette, New Jersey 07933, we have compiled a list of top refinance brokers to assist you in the process.
Kelly Freeland
Mortgage Banker
186 Ridgedale Ave
Florham Park, NJ 07933
(197) 344-3070
kelly.a.freeland@chase.com
Jennifer Piro
Mortgage Banker
399 Ridgedale Ave
East Hanover, NJ 07933
(197) 338-6102
jennifer.l.piro@chase.com
Chuck Reed
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07933
(973) 532-8745
creed@remn.com
Frank Montufar
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07933
(973) 532-8745
fmontufar@remn.com
Thomas Schindler
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07933
(973) 532-8745
tschindler@remn.com
Address
186 Ridgedale Ave
Florham Park, NJ
Contact
(197) 344-3070
Fax (301) 639-0804
kelly.a.freeland@chase.com
Address
399 Ridgedale Ave
East Hanover, NJ
Contact
(197) 338-6102
Fax (301) 639-0804
jennifer.l.piro@chase.com
Address
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ
Contact
(973) 532-8745
Fax (301) 639-0804
creed@remn.com