Compare Today’s Refinance Rates for Gladstone, New Jersey 07934

Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gladstone, New Jersey 07934.

Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $35,175 over the lifetime of your mortgage, which translates to a monthly savings of $98 in Gladstone and other areas of Somerset county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.716667 -74.656944 2873

Summary of Average Refinances in Gladstone, New Jersey 07934

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Gladstone, New Jersey 07934

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Gladstone, NJ 07934, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Gladstone, New Jersey 07934

Peapack-Gladstone is a borough in Somerset County in the U.S. state of New Jersey. As of the 2020 United States census, the borough's population was 2,558, a decrease of 24 from the 2010 census count of 2,582, which in turn reflected an increase of 149 from the 2,433 counted in the 2000 census. Read more

Peapack-Gladstone is a borough in Somerset County in the U.S. state of New Jersey. As of the 2020 United States census, the borough's population was 2,558, a decrease of 24 from the 2010 census count of 2,582, which in turn reflected an increase of 149 from the 2,433 counted in the 2000 census.Peapack-Gladstone was incorporated as a borough by an act of the New Jersey Legislature on March 28, 1912, from portions of Bedminster, subject to the results of a referendum held on April 23, 1912. It is part of the New York metropolitan area, as well as the larger New York–Newark–Bridgeport, NY-New Jersey-CT-PA Combined Statistical Area and it is located within the Raritan Valley region.

Peapack is believed to have been derived from "Peapackton,” a Lenape Native American term meaning "marriage of the waters", a reference to the confluence of the Peapack Brook and Raritan River in the area. Gladstone was named in honor of William Ewart Gladstone, who served as British Prime Minister several times between 1868 and 1894. In operation until the mid-1930s, the Moses Craig lime kiln is located at the center of Peapack. Read less

Historical Refinance Rates in Gladstone, New Jersey 07934 from 2024 - 2016

The following historical data provides insights into refinancing trends in Gladstone, New Jersey and the surrounding Somerset county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 100.00% 41.11% 39.18% 47.53% 53.06% 53.66% 42.31% 48.48% 27.27%
avg refi rate 6.35% 3.68% 3.00% 3.24% 4.37% 4.48% 4.19% 4.05% 3.94%
% 15 year fixed refinance 35.56% 45.52% 35.43% 42.86% 34.15% 44.23% 42.42% 48.48%
avg refi rate 3.00% 2.53% 2.85% 3.98% 4.07% 3.46% 3.18% 3.44%
Avg credit score 747.17 728.57 741.76 751.19 730.82 741.44 735.75 737.98 723.30
Avg LTV (loan to value) 77.83% 67.73% 71.14% 73.58% 71.29% 70.68% 69.02% 73.23% 69.73%
Avg DTI (debt to income) 34.50 33.43 32.93 32.05 35.08 32.95 35.69 32.83 32.61
Avg refinance insurance % 8.33% 3.89% 4.71% 5.82% 3.65% 7.63% 3.71% 3.94% 3.70%

Source: Financial Report of the US Government

Best Refinance Brokers around Gladstone, New Jersey 07934

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gladstone, New Jersey 07934, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Kelly Freeland

Mortgage Banker

186 Ridgedale Ave

Florham Park, NJ 07934

(197) 344-3070

kelly.a.freeland@chase.com

Jennifer Piro

Mortgage Banker

399 Ridgedale Ave

East Hanover, NJ 07934

(197) 338-6102

jennifer.l.piro@chase.com

Chuck Reed

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07934

(973) 532-8745

creed@remn.com

Frank Montufar

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07934

(973) 532-8745

fmontufar@remn.com

Thomas Schindler

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07934

(973) 532-8745

tschindler@remn.com

Address

186 Ridgedale Ave

Florham Park, NJ

Contact

(197) 344-3070

Fax (301) 639-0804

kelly.a.freeland@chase.com

Address

399 Ridgedale Ave

East Hanover, NJ

Contact

(197) 338-6102

Fax (301) 639-0804

jennifer.l.piro@chase.com

Address

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ

Contact

(973) 532-8745

Fax (301) 639-0804

creed@remn.com

Refinancing News for Gladstone, New Jersey 07934