Compare Today’s Refinance Rates for Glen Ridge, New Jersey 07028
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Glen Ridge, New Jersey 07028.
With a 30-year amortization refinance in Glen Ridge and surrounding areas of Essex county, our calculations show that you can expect to save up to $18,039 over the lifetime of your mortgage, or a monthly savings of $50. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Glen Ridge, New Jersey 07028.
Summary of Average Refinances in Glen Ridge, New Jersey 07028
Become a certified mortgage expert on Pureloan.com
in Glen Ridge, New Jersey 07028
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Glen Ridge, New Jersey 07028
Pureloan has developed an interactive chart to monitor the five largest local lenders in Glen Ridge, NJ 07028, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Glen Ridge, New Jersey 07028 from 2024 - 2016
The following historical data provides insights into refinancing trends in Glen Ridge, New Jersey and the surrounding Essex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 68.18% | 56.87% | 54.11% | 55.32% | 63.76% | 60.20% | 48.24% | 49.49% | 58.75% |
avg refi rate | 6.39% | 3.80% | 2.99% | 3.24% | 4.36% | 4.67% | 4.24% | 3.96% | 4.17% |
% 15 year fixed refinance | 9.09% | 24.03% | 28.50% | 26.94% | 21.14% | 30.85% | 39.22% | 36.55% | 31.88% |
avg refi rate | 5.50% | 2.77% | 2.47% | 2.76% | 3.71% | 3.96% | 3.45% | 3.22% | 3.40% |
Avg credit score | 750.73 | 737.88 | 755.45 | 754.98 | 739.61 | 736.52 | 740.86 | 744.83 | 750.38 |
Avg LTV (loan to value) | 64.18% | 62.77% | 66.19% | 69.57% | 71.13% | 70.63% | 68.65% | 71.24% | 70.97% |
Avg DTI (debt to income) | 34.64 | 34.04 | 32.17 | 32.01 | 33.69 | 34.12 | 35.13 | 33.92 | 33.78 |
Avg refinance insurance % | 4.18% | 1.25% | 2.33% | 3.67% | 5.46% | 4.78% | 4.07% | 4.40% | 4.43% |
Best Refinance Brokers around Glen Ridge, New Jersey 07028
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Glen Ridge, New Jersey 07028, we have compiled a list of top refinance brokers to assist you in the process.
Carlos
Mortgage Loan Officer
211 Ridge Rd
North Arlington, NJ 07028
(201) 955-0045
carlos@crosstatemortgage.com
Rob
Mortgage Consultant
125 Bathurst Ave
North Arlington, NJ 07028
(201) 998-9050
rob@keypointmortgage.com
Joseph Condurso
Mortgage Banker
125 River St
Hoboken, NJ 07028
(185) 542-1059
joseph.m.condurso@chase.com
RICHARD MASSEY
Loan Officer
321 Washington St
Hoboken, NJ 07028
(201) 714-5640
Richard.Massey@WellsFargo.com
EVELYN ORTIZ
Loan Officer
321 Washington St
Hoboken, NJ 07028
(201) 714-5640
Evelyn.J.Ortiz@wellsfargo.com
Address
211 Ridge Rd
North Arlington, NJ
Contact
(201) 955-0045
Fax (301) 639-0804
carlos@crosstatemortgage.com
Address
125 Bathurst Ave
North Arlington, NJ
Contact
(201) 998-9050
Fax (301) 639-0804
rob@keypointmortgage.com
Address
125 River St
Hoboken, NJ
Contact
(185) 542-1059
Fax (301) 639-0804
joseph.m.condurso@chase.com