Compare Today’s Refinance Rates for Glen Ridge, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Glen Ridge, New Jersey 07028. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Glen Ridge and surrounding areas of Essex county, your expected lifetime cash savings are $12,625 or $35 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Glen Ridge, New Jersey 07028.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Glen Ridge, New Jersey 07028

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Glen Ridge, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Glen Ridge, NJ 07028, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Glen Ridge, NJ

Refinance Rates for Glen Ridge, New Jersey 07028 from 2013 - 2020

Below are historical data on refinancing in Glen Ridge, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Glen Ridge, New Jersey 07028

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Glen Ridge, New Jersey 07028, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carlos

Mortgage Loan Officer

211 Ridge Rd

North Arlington, NJ 07028

(201) 955-0045

carlos@crosstatemortgage.com

Rob

Mortgage Consultant

125 Bathurst Ave

North Arlington, NJ 07028

(201) 998-9050

rob@keypointmortgage.com

Joseph Condurso

Mortgage Banker

125 River St

Hoboken, NJ 07028

(185) 542-1059

joseph.m.condurso@chase.com

RICHARD MASSEY

Loan Officer

321 Washington St

Hoboken, NJ 07028

(201) 714-5640

Richard.Massey@WellsFargo.com

EVELYN ORTIZ

Loan Officer

321 Washington St

Hoboken, NJ 07028

(201) 714-5640

Evelyn.J.Ortiz@wellsfargo.com

Address

211 Ridge Rd

North Arlington, NJ

Contact

(201) 955-0045

Fax (301) 639-0804

carlos@crosstatemortgage.com

Address

125 Bathurst Ave

North Arlington, NJ

Contact

(201) 998-9050

Fax (301) 639-0804

rob@keypointmortgage.com

Address

125 River St

Hoboken, NJ

Contact

(185) 542-1059

Fax (301) 639-0804

joseph.m.condurso@chase.com

Refinancing News for Glen Ridge, New Jersey 07028