Compare Today’s Refinance Rates for Hackensack, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hackensack, New Jersey 07601. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $19,031 or $53 / month in Hackensack and other areas of Bergen county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hackensack, New Jersey 07601.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hackensack, New Jersey 07601

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hackensack, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hackensack, NJ 07601, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hackensack, NJ

Refinance Rates for Hackensack, New Jersey 07601 from 2013 - 2020

Below are historical data on refinancing in Hackensack, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hackensack, New Jersey 07601

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hackensack, New Jersey 07601, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carlos Velez

Mortgage Loan Specialist

360 Essex Street

Hackensack, NJ 07601

(614) 987-0129

Carlos.Velez@bankofamerica.com

Len Ricci

Mortgage Loan Originator

433 Hackensack Avenue

Hackensack, NJ 07601

(201) 968-3527

lricci@homebridge.com

Todd Newman

Mortgage Loan Originator

433 Hackensack Avenue

Hackensack, NJ 07601

tnewman@homebridge.com

Remmill Valenzuela

Mortgage Loan Originator

433 Hackensack Avenue

Hackensack, NJ 07601

(201) 305-5149

rvalenzuela@homebridge.com

Luis Sanchez

Mortgage Loan Originator

433 Hackensack Avenue

Hackensack, NJ 07601

lsanchez@homebridge.com

Address

360 Essex Street

Hackensack, NJ

Contact

(614) 987-0129

Fax (301) 639-0804

Carlos.Velez@bankofamerica.com

Address

433 Hackensack Avenue

Hackensack, NJ

Contact

(201) 968-3527

Fax (301) 639-0804

lricci@homebridge.com

Address

433 Hackensack Avenue

Hackensack, NJ

Contact

Fax (301) 639-0804

tnewman@homebridge.com

Refinancing News for Hackensack, New Jersey 07601