Compare Today’s Refinance Rates for Harrington Park, New Jersey 07640
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harrington Park, New Jersey 07640.
With a 30-year amortization refinance in Harrington Park and surrounding areas of Bergen county, our calculations show that you can expect to save up to $19,501 over the lifetime of your mortgage, or a monthly savings of $54. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Harrington Park, New Jersey 07640.
Summary of Average Refinances in Harrington Park, New Jersey 07640
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Interactive Refinance Rate Projections for Harrington Park, New Jersey 07640
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harrington Park, NJ 07640, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harrington Park, New Jersey 07640 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harrington Park, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Harrington Park, New Jersey 07640
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harrington Park, New Jersey 07640, we have compiled a list of top refinance brokers to assist you in the process.
Ben
Mortgage Loan Officer
1 Paragon Dr Ste 212
Montvale, NJ 07640
(845) 352-0722
ben@adamsatlaw.com
A. Luzzi
Loan Lender
100 Paragon Dr Ste 129
Montvale, NJ 07640
(201) 307-9383
aluzzi@simsmortgage.com
Joseph Windels
Loan Lender
100 Paragon Dr Ste 129
Montvale, NJ 07640
(201) 307-9383
jwindels@simsmortgage.com
Marlo Crawley
Mortgage Consultant
1 Paragon Dr Ste 150-B
Montvale, NJ 07640
(973) 634-1072
contactmarlotoday@gmail.com
Michelle Dema
Mortgage Consultant
1 Paragon Dr Ste 150-B
Montvale, NJ 07640
(845) 323-2069
team@bestmortgageoption.com
Address
1 Paragon Dr Ste 212
Montvale, NJ
Contact
(845) 352-0722
Fax (301) 639-0804
ben@adamsatlaw.com
Address
100 Paragon Dr Ste 129
Montvale, NJ
Contact
(201) 307-9383
Fax (301) 639-0804
aluzzi@simsmortgage.com
Address
100 Paragon Dr Ste 129
Montvale, NJ
Contact
(201) 307-9383
Fax (301) 639-0804
jwindels@simsmortgage.com