Compare Today’s Refinance Rates for Harrison, New Jersey 07029
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harrison, New Jersey 07029.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,705 over the lifetime of your mortgage, which translates to a monthly savings of $38 in Harrison and other areas of Hudson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Harrison, New Jersey 07029
Become a certified mortgage expert on Pureloan.com
in Harrison, New Jersey 07029
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Harrison, New Jersey 07029
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harrison, NJ 07029, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harrison, New Jersey 07029 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harrison, New Jersey and the surrounding Hudson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 68.18% | 56.87% | 54.11% | 55.32% | 63.76% | 60.20% | 48.24% | 49.49% | 58.75% |
avg refi rate | 6.39% | 3.80% | 2.99% | 3.24% | 4.36% | 4.67% | 4.24% | 3.96% | 4.17% |
% 15 year fixed refinance | 9.09% | 24.03% | 28.50% | 26.94% | 21.14% | 30.85% | 39.22% | 36.55% | 31.88% |
avg refi rate | 5.50% | 2.77% | 2.47% | 2.76% | 3.71% | 3.96% | 3.45% | 3.22% | 3.40% |
Avg credit score | 750.73 | 737.88 | 755.45 | 754.98 | 739.61 | 736.52 | 740.86 | 744.83 | 750.38 |
Avg LTV (loan to value) | 64.18% | 62.77% | 66.19% | 69.57% | 71.13% | 70.63% | 68.65% | 71.24% | 70.97% |
Avg DTI (debt to income) | 34.64 | 34.04 | 32.17 | 32.01 | 33.69 | 34.12 | 35.13 | 33.92 | 33.78 |
Avg refinance insurance % | 4.18% | 1.25% | 2.33% | 3.67% | 5.46% | 4.78% | 4.07% | 4.40% | 4.43% |
Best Refinance Brokers around Harrison, New Jersey 07029
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harrison, New Jersey 07029, we have compiled a list of top refinance brokers to assist you in the process.
Carlos
Mortgage Loan Officer
211 Ridge Rd
North Arlington, NJ 07029
(201) 955-0045
carlos@crosstatemortgage.com
Rob
Mortgage Consultant
125 Bathurst Ave
North Arlington, NJ 07029
(201) 998-9050
rob@keypointmortgage.com
Joseph Condurso
Mortgage Banker
125 River St
Hoboken, NJ 07029
(185) 542-1059
joseph.m.condurso@chase.com
RICHARD MASSEY
Loan Officer
321 Washington St
Hoboken, NJ 07029
(201) 714-5640
Richard.Massey@WellsFargo.com
EVELYN ORTIZ
Loan Officer
321 Washington St
Hoboken, NJ 07029
(201) 714-5640
Evelyn.J.Ortiz@wellsfargo.com
Address
211 Ridge Rd
North Arlington, NJ
Contact
(201) 955-0045
Fax (301) 639-0804
carlos@crosstatemortgage.com
Address
125 Bathurst Ave
North Arlington, NJ
Contact
(201) 998-9050
Fax (301) 639-0804
rob@keypointmortgage.com
Address
125 River St
Hoboken, NJ
Contact
(185) 542-1059
Fax (301) 639-0804
joseph.m.condurso@chase.com