Compare Today’s Refinance Rates for Harrisonville, New Jersey 08039
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harrisonville, New Jersey 08039.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $15,833 over the lifetime of your mortgage, which translates to a monthly savings of $44 in Harrisonville and other areas of Salem county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Harrisonville, New Jersey 08039
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Interactive Refinance Rate Projections for Harrisonville, New Jersey 08039
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harrisonville, NJ 08039, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harrisonville, New Jersey 08039 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harrisonville, New Jersey and the surrounding Salem county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 75.12% | 74.16% | 75.74% | 66.00% | 62.34% | 72.42% | 66.43% |
avg refi rate | 6.38% | 3.40% | 2.91% | 3.17% | 3.98% | 4.57% | 3.97% | 3.80% | 3.94% |
% 15 year fixed refinance | 28.95% | 13.79% | 17.01% | 14.20% | 24.00% | 28.57% | 19.39% | 21.91% | |
avg refi rate | 2.48% | 2.34% | 2.72% | 3.39% | 3.69% | 3.26% | 3.11% | 3.32% | |
Avg credit score | 783.00 | 777.21 | 777.83 | 778.79 | 767.40 | 764.42 | 763.78 | 770.71 | 767.65 |
Avg LTV (loan to value) | 31.00% | 44.03% | 49.54% | 51.67% | 57.51% | 40.54% | 45.43% | 51.68% | 56.25% |
Avg DTI (debt to income) | 44.50 | 32.67 | 32.37 | 30.53 | 32.98 | 30.92 | 33.45 | 32.51 | 31.73 |
Avg refinance insurance % | 0.44% | 0.40% | 0.58% | 1.82% | 0.08% | 0.18% | 0.46% |
Best Refinance Brokers around Harrisonville, New Jersey 08039
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harrisonville, New Jersey 08039, we have compiled a list of top refinance brokers to assist you in the process.
Erik Ahlstrand
Mortgage Loan Originator and
2821 South Parker Road 455
Aurora, CO 08039
(303) 785-2800
erik@allianceguaranty.com
Jessica Bassan
Loan Officer
2821 South Parker Road 455
Aurora, CO 08039
(303) 785-2800
jessica@allianceguaranty.com
Myrna Mendoza
Mortgage Loan Consultant
2821 South Parker Road 455
Aurora, CO 08039
(303) 785-2800
myrna@allianceguaranty.com
Kirsten Peaslee
Reverse Mortgage Specialist
2821 South Parker Road 455
Aurora, CO 08039
(303) 785-2800
kirsten@allianceguaranty.com
Soyeon Sim
Mortgage Loan Originator
2821 South Parker Road 455
Aurora, CO 08039
(303) 785-2800
soyeon@allianceguaranty.com
Address
2821 South Parker Road 455
Aurora, CO
Contact
(303) 785-2800
Fax (301) 639-0804
erik@allianceguaranty.com
Address
2821 South Parker Road 455
Aurora, CO
Contact
(303) 785-2800
Fax (301) 639-0804
jessica@allianceguaranty.com
Address
2821 South Parker Road 455
Aurora, CO
Contact
(303) 785-2800
Fax (301) 639-0804
myrna@allianceguaranty.com