Compare Today’s Refinance Rates for Hawthorne, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Hawthorne, New Jersey 07507. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Hawthorne and other areas of Passaic county, expected lifetime cash savings are $6,629 or $18 / month.

For Hawthorne, New Jersey 07507, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hawthorne, New Jersey 07507

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hawthorne, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hawthorne, NJ 07507, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hawthorne, NJ

Refinance Rates for Hawthorne, New Jersey 07507 from 2013 - 2020

Below are historical data on refinancing in Hawthorne, New Jersey and around Passaic county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hawthorne, New Jersey 07507

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hawthorne, New Jersey 07507, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lou D'Angelo

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07507

(973) 435-2800

ldangelo@lcdmtg.com

Salvatore Ingui

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07507

(973) 435-2800

singui@lcdmtg.com

Peter D'Angelo

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07507

(973) 435-2800

pdangelo@lcdmtg.com

Frank Barber

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07507

(973) 435-2800

fbarber@lcdmtg.com

Danielle Mattaei

Processor

886 Belmont Ave Ste D

North Haledon, NJ 07507

(973) 423-4343 Ext 10

dmattaei@belmontservices.com

Address

409 Minnisink Rd

Totowa, NJ

Contact

(973) 435-2800

Fax (301) 639-0804

ldangelo@lcdmtg.com

Address

409 Minnisink Rd

Totowa, NJ

Contact

(973) 435-2800

Fax (301) 639-0804

singui@lcdmtg.com

Address

409 Minnisink Rd

Totowa, NJ

Contact

(973) 435-2800

Fax (301) 639-0804

pdangelo@lcdmtg.com

Refinancing News for Hawthorne, New Jersey 07507