Compare Today’s Refinance Rates for Hibernia, New Jersey 07842
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hibernia, New Jersey 07842.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $14,357 over the lifetime of your mortgage, which translates to a monthly savings of $40 in Hibernia and other areas of Morris county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hibernia, New Jersey 07842
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Interactive Refinance Rate Projections for Hibernia, New Jersey 07842
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hibernia, NJ 07842, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hibernia, New Jersey 07842 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hibernia, New Jersey and the surrounding Morris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Hibernia, New Jersey 07842
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hibernia, New Jersey 07842, we have compiled a list of top refinance brokers to assist you in the process.
Carmen Quezada
Mortgage Banker
227 Mountain Ave
Hackettstown, NJ 07842
(20) 304-9974
carmen.quezada@chase.com
Martha Estrada
Mortgage Banker
1 E Clinton St
Dover, NJ 07842
(197) 336-6200
martha.c.estrada@chase.com
Carlos Zuniga
Mortgage Banker
57 Diamond Spring Rd
Denville, NJ 07842
(197) 362-5738
carlos.zuniga@chase.com
Michael Brannigan
Branch Manager
111 Howard Blvd Ste 170B
Mount Arlington, NJ 07842
(973) 770-4900
mike.brannigan@guaranteedrate.com
Myra Katzoff
Mortgage Banker
241 Newton Sparta Rd Ste 1
Newton, NJ 07842
(197) 338-3047
myra.katzoff@chase.com
Address
227 Mountain Ave
Hackettstown, NJ
Contact
(20) 304-9974
Fax (301) 639-0804
carmen.quezada@chase.com
Address
1 E Clinton St
Dover, NJ
Contact
(197) 336-6200
Fax (301) 639-0804
martha.c.estrada@chase.com
Address
57 Diamond Spring Rd
Denville, NJ
Contact
(197) 362-5738
Fax (301) 639-0804
carlos.zuniga@chase.com