Compare Today’s Refinance Rates for Hillside, New Jersey
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hillside, New Jersey 07205. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,812 or $13 / month in Hillside and other areas of Union county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hillside, New Jersey 07205.
Summary of Average Refinance Terms in Hillside, New Jersey 07205
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Customized Refinance Rate Projections for Hillside, NJ
For refinance rate forecasts and predictions in Hillside, NJ 07205, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Hillside, New Jersey 07205 from 2013 - 2020
Below are historical data on refinancing in Hillside, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||59.55%||51.56%||48.98%||54.05%||62.50%||59.72%||60.43%||51.97%|
|avg refi rate||4.75%||4.48%||3.83%||3.74%||4.43%||4.11%||3.94%||4.02%|
|% 15 year fixed refinance||27.72%||31.65%||33.70%||35.36%||28.31%||26.20%||29.00%||35.53%|
|avg refi rate||4.12%||3.75%||3.19%||2.91%||3.56%||3.33%||3.11%||3.24%|
|Avg credit score||759.19||757.36||762.52||757.36||749.30||746.04||748.95||744.26|
|Avg LTV (loan to value)||70.15%||71.10%||71.99%||71.89%||73.13%||74.22%||75.33%||73.99%|
|Avg DTI (debt to income)||29.59||31.18||29.13||30.12||31.53||32.00||32.38||33.56|
|Avg refinance insurance %||2.27%||3.23%||5.16%||4.21%||5.31%||5.95%||7.09%||4.72%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Hillside, New Jersey 07205
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hillside, New Jersey 07205, we have compiled a list of the leading refinance brokers to guide you.
1152 Liberty Ave
Hillside, NJ 07205