Compare Today’s Refinance Rates for Ho Ho Kus, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Ho Ho Kus, New Jersey 07423. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Ho Ho Kus and other areas of Bergen county, expected lifetime cash savings are $14,066 or $39 / month.

For Ho Ho Kus, New Jersey 07423, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Ho Ho Kus, New Jersey 07423

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ho Ho Kus, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ho Ho Kus, NJ 07423, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ho Ho Kus, NJ

Refinance Rates for Ho Ho Kus, New Jersey 07423 from 2013 - 2020

Below are historical data on refinancing in Ho Ho Kus, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.20% 44.16% 49.47% 51.91% 56.35% 55.76% 59.02% 50.25%
avg refi rate 4.86% 4.53% 3.91% 3.72% 4.48% 4.09% 3.88% 3.99%
% 15 year fixed refinance 32.75% 37.13% 34.02% 37.44% 33.63% 29.69% 27.19% 33.58%
avg refi rate 4.30% 3.81% 3.25% 3.00% 3.56% 3.25% 3.10% 3.20%
Avg credit score 763.83 764.16 766.69 760.77 754.73 755.24 754.91 752.60
Avg LTV (loan to value) 63.61% 64.21% 65.30% 66.02% 71.72% 70.55% 70.91% 68.89%
Avg DTI (debt to income) 30.85 31.32 31.22 30.81 32.97 32.98 33.52 34.31
Avg refinance insurance % 1.34% 1.93% 2.38% 3.07% 5.88% 4.83% 4.81% 3.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ho Ho Kus, New Jersey 07423

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ho Ho Kus, New Jersey 07423, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Arthur Julian

Mortgage Loan Officer

219 Paterson Ave Ste B5

Little Falls, NJ 07423

asanjulian@formanteam.com

Courtney Roselle

Mortgage Loan Officer

219 Paterson Ave Ste B5

Little Falls, NJ 07423

courtney.roselle@formanteam.com

Daniel Gear

Mortgage Loan Officer

219 Paterson Ave Ste B5

Little Falls, NJ 07423

kgear@formanteam.com

Karl Koester

Mortgage Loan Officer

219 Paterson Ave Ste B5

Little Falls, NJ 07423

(856) 988-8100

KKoester@oakmortgageusa.com

Michael McKenna

Mortgage Loan Officer

219 Paterson Ave Ste B5

Little Falls, NJ 07423

MMcKenna@oakmortgageusa.com

Address

219 Paterson Ave Ste B5

Little Falls, NJ

Contact

Fax (301) 639-0804

asanjulian@formanteam.com

Address

219 Paterson Ave Ste B5

Little Falls, NJ

Contact

Fax (301) 639-0804

courtney.roselle@formanteam.com

Address

219 Paterson Ave Ste B5

Little Falls, NJ

Contact

Fax (301) 639-0804

kgear@formanteam.com

Refinancing News for Ho Ho Kus, New Jersey 07423