Compare Today’s Refinance Rates for Hoboken, New Jersey 07030
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hoboken, New Jersey 07030.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hoboken, New Jersey 07030. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,855 or $27 per month in Hoboken and other parts of Hudson county.
Summary of Average Refinances in Hoboken, New Jersey 07030
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Interactive Refinance Rate Projections for Hoboken, New Jersey 07030
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hoboken, NJ 07030, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hoboken, New Jersey 07030 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hoboken, New Jersey and the surrounding Hudson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 43.64% | 65.38% | 54.97% | 71.82% | 44.23% | 50.00% | 54.37% | 50.00% | |
avg refi rate | 4.07% | 3.92% | 4.12% | 4.44% | 3.74% | 3.91% | 4.64% | 4.89% | |
% 15 year fixed refinance | 40.00% | 26.37% | 34.44% | 20.00% | 40.00% | 34.76% | 28.64% | 33.93% | |
avg refi rate | 3.18% | 3.23% | 3.32% | 3.55% | 3.08% | 3.22% | 3.93% | 4.29% | |
Avg credit score | 742.40 | 741.85 | 742.90 | 738.65 | 751.95 | 750.54 | 751.33 | 753.96 | |
Avg LTV (loan to value) | 72.56% | 73.25% | 70.85% | 74.56% | 68.01% | 70.06% | 67.67% | 67.78% | |
Avg DTI (debt to income) | 32.80 | 33.87 | 31.99 | 31.80 | 30.13 | 29.26 | 32.17 | 30.05 | |
Avg refinance insurance % | 4.56% | 5.78% | 5.11% | 4.49% | 3.88% | 3.50% | 2.79% | 2.39% |
Best Refinance Brokers around Hoboken, New Jersey 07030
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hoboken, New Jersey 07030, we have compiled a list of top refinance brokers to assist you in the process.
David Sacci
Residential Loan Officer
401 Washington Street
Hoboken, NJ 07030
(201) 823-0700
dsacci@bankwithbcb.com
Marco Moreno
Mortgage Banker
200 14th Street
Hoboken, NJ 07030
(908) 884-6484
marco.moreno@chase.com
Steven Luzzi
Loan Officer
5 Marine View Plaza, Ste., 500
Hoboken, NJ 07030
(201) 268-7347
Steven.Luzzi@prospectmtg.com
Sharon Dellay
Loan Officer
5 Marine View Plaza, Ste., 500
Hoboken, NJ 07030
Sharon.Dellay@prospectmtg.com
Ted Schirm
Senior Loan Officer
66 Hudson Street, Unit 3RL
Hoboken, NJ 07030
(908) 272-5626
tschirm@mortgagemaster.com
Address
401 Washington Street
Hoboken, NJ
Contact
(201) 823-0700
Fax (301) 639-0804
dsacci@bankwithbcb.com
Address
200 14th Street
Hoboken, NJ
Contact
(908) 884-6484
Fax (301) 639-0804
marco.moreno@chase.com
Address
5 Marine View Plaza, Ste., 500
Hoboken, NJ
Contact
(201) 268-7347
Fax (301) 639-0804
Steven.Luzzi@prospectmtg.com