Compare Today’s Refinance Rates for Hoboken, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Hoboken, New Jersey 07030. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Hoboken and other areas of Hudson county, expected lifetime cash savings are $14,732 or $41 / month.

For Hoboken, New Jersey 07030, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hoboken, New Jersey 07030

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hoboken, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hoboken, NJ 07030, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hoboken, NJ

Refinance Rates for Hoboken, New Jersey 07030 from 2013 - 2020

Below are historical data on refinancing in Hoboken, New Jersey and around Hudson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.00% 54.37% 50.00% 44.23% 71.82% 54.97% 65.38% 43.64%
avg refi rate 4.89% 4.64% 3.91% 3.74% 4.44% 4.12% 3.92% 4.07%
% 15 year fixed refinance 33.93% 28.64% 34.76% 40.00% 20.00% 34.44% 26.37% 40.00%
avg refi rate 4.29% 3.93% 3.22% 3.08% 3.55% 3.32% 3.23% 3.18%
Avg credit score 753.96 751.33 750.54 751.95 738.65 742.90 741.85 742.40
Avg LTV (loan to value) 67.78% 67.67% 70.06% 68.01% 74.56% 70.85% 73.25% 72.56%
Avg DTI (debt to income) 30.05 32.17 29.26 30.13 31.80 31.99 33.87 32.80
Avg refinance insurance % 2.39% 2.79% 3.50% 3.88% 4.49% 5.11% 5.78% 4.56%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hoboken, New Jersey 07030

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hoboken, New Jersey 07030, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Sacci

Residential Loan Officer

401 Washington Street

Hoboken, NJ 07030

(201) 823-0700

dsacci@bankwithbcb.com

Marco Moreno

Mortgage Banker

200 14th Street

Hoboken, NJ 07030

(908) 884-6484

marco.moreno@chase.com

Steven Luzzi

Loan Officer

5 Marine View Plaza, Ste., 500

Hoboken, NJ 07030

(201) 268-7347

Steven.Luzzi@prospectmtg.com

Sharon Dellay

Loan Officer

5 Marine View Plaza, Ste., 500

Hoboken, NJ 07030

Sharon.Dellay@prospectmtg.com

Ted Schirm

Senior Loan Officer

66 Hudson Street, Unit 3RL

Hoboken, NJ 07030

(908) 272-5626

tschirm@mortgagemaster.com

Address

401 Washington Street

Hoboken, NJ

Contact

(201) 823-0700

Fax (301) 639-0804

dsacci@bankwithbcb.com

Address

200 14th Street

Hoboken, NJ

Contact

(908) 884-6484

Fax (301) 639-0804

marco.moreno@chase.com

Address

5 Marine View Plaza, Ste., 500

Hoboken, NJ

Contact

(201) 268-7347

Fax (301) 639-0804

Steven.Luzzi@prospectmtg.com

Refinancing News for Hoboken, New Jersey 07030