Compare Today’s Refinance Rates for Howell, New Jersey 07731
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Howell, New Jersey 07731.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Howell, New Jersey 07731. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,437 or $37 per month in Howell and other parts of Monmouth county.
Summary of Average Refinances in Howell, New Jersey 07731
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Interactive Refinance Rate Projections for Howell, New Jersey 07731
Pureloan has developed an interactive chart to monitor the five largest local lenders in Howell, NJ 07731, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Howell, New Jersey 07731 from 2024 - 2016
The following historical data provides insights into refinancing trends in Howell, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Howell, New Jersey 07731
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Howell, New Jersey 07731, we have compiled a list of top refinance brokers to assist you in the process.
Harold Cross
Mortgage Banker
4921 US Highway 9
Howell, NJ 07731
(173) 246-2714
harold.s.cross@chase.com
Brett
Mortgage Loan Officer
3400 State Route 35
Hazlet, NJ 07731
(732) 264-2700
brett@intercountymortgage.com
Brian Szekeres
Mortgage Loan Originator
3400 State Route 35
Hazlet, NJ 07731
(201) 602-6219
briansz@intercountymortgage.com
Carmen Kearney
Loan Processor
3400 State Route 35
Hazlet, NJ 07731
(732) 862-1273
carmen@intercountymortgage.com
Joseph Sinisi
Branch Manager / Loan Originator
3400 State Route 35
Hazlet, NJ 07731
(908) 451-5412
josephsinisi@intercountymortgage.com
Address
4921 US Highway 9
Howell, NJ
Contact
(173) 246-2714
Fax (301) 639-0804
harold.s.cross@chase.com
Address
3400 State Route 35
Hazlet, NJ
Contact
(732) 264-2700
Fax (301) 639-0804
brett@intercountymortgage.com
Address
3400 State Route 35
Hazlet, NJ
Contact
(201) 602-6219
Fax (301) 639-0804
briansz@intercountymortgage.com