Compare Today’s Refinance Rates for Irvington, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Irvington, New Jersey 07111. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Irvington and surrounding areas of Essex county, your expected lifetime cash savings are $3,265 or $9 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Irvington, New Jersey 07111.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Irvington, New Jersey 07111

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Irvington, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Irvington, NJ 07111, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Irvington, NJ

Refinance Rates for Irvington, New Jersey 07111 from 2013 - 2020

Below are historical data on refinancing in Irvington, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 41.79% 43.66% 37.29% 30.14% 53.06% 49.18% 58.00% 50.00%
avg refi rate 4.71% 4.49% 3.84% 3.63% 4.32% 3.84% 3.90% 3.69%
% 15 year fixed refinance 43.28% 42.25% 45.76% 50.68% 30.61% 37.70% 24.00% 27.27%
avg refi rate 4.02% 3.79% 3.08% 2.99% 3.50% 3.15% 3.09% 3.48%
Avg credit score 757.19 754.58 746.03 749.58 752.16 744.51 735.36 750.77
Avg LTV (loan to value) 69.12% 70.21% 69.59% 74.34% 74.76% 74.75% 74.50% 71.05%
Avg DTI (debt to income) 31.75 28.55 30.10 28.40 29.88 30.54 31.94 32.55
Avg refinance insurance % 1.16% 4.04% 3.64% 6.37% 4.00% 4.11% 5.98% 6.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Irvington, New Jersey 07111

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Irvington, New Jersey 07111, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mark Slepian

Mortgage Banker

351 Centre St

Nutley, NJ 07111

(120) 131-7114

mark.s.slepian@chase.com

Kenneth Lombardi

Mortgage Banker

351 CENTRE ST

NUTLEY, NJ 07111

(973) 632-3487

kenneth.j.lombardi@chase.com

Thomas Babigian

Loan Officer

232 Pleasant Street

Methuen, MA 07111

(978) 580-0444

tbabigian@greenparkmortgage.com

Carlos Encarnacion

Mortgage Banker

181 Franklin St

Belleville, NJ 07111

(197) 374-3475

carlos.j.encarnacion@chase.com

Address

351 Centre St

Nutley, NJ

Contact

(120) 131-7114

Fax (301) 639-0804

mark.s.slepian@chase.com

Address

351 CENTRE ST

NUTLEY, NJ

Contact

(973) 632-3487

Fax (301) 639-0804

kenneth.j.lombardi@chase.com

Address

232 Pleasant Street

Methuen, MA

Contact

(978) 580-0444

Fax (301) 639-0804

tbabigian@greenparkmortgage.com

Refinancing News for Irvington, New Jersey 07111