Compare Today’s Refinance Rates for Iselin, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Iselin, New Jersey 08830. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Iselin and surrounding areas of Middlesex county, your expected lifetime cash savings are $6,311 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Iselin, New Jersey 08830.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Iselin, New Jersey 08830

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Iselin, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Iselin, NJ 08830, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Iselin, NJ

Refinance Rates for Iselin, New Jersey 08830 from 2013 - 2020

Below are historical data on refinancing in Iselin, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Iselin, New Jersey 08830

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Iselin, New Jersey 08830, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bob Wilderotter

Mortgage Loan Originator

194 Wood Avenue South

Iselin, NJ 08830

(201) 968-3506

rwilderotter@homebridge.com

Ray Solk

Mortgage Loan Originator

194 Wood Avenue South

Iselin, NJ 08830

rsolk@homebridge.com

Roland Minard

Mortgage Loan Originator

194 Wood Avenue South

Iselin, NJ 08830

rminard@homebridge.com

Peter Vitabile

Mortgage Loan Originator

194 Wood Avenue South

Iselin, NJ 08830

(732) 738-7100 Ext. 271

pvitabile@homebridge.com

Laura Kent

Mortgage Loan Originator

194 Wood Avenue South

Iselin, NJ 08830

lkent@homebridge.com

Address

194 Wood Avenue South

Iselin, NJ

Contact

(201) 968-3506

Fax (301) 639-0804

rwilderotter@homebridge.com

Address

194 Wood Avenue South

Iselin, NJ

Contact

Fax (301) 639-0804

rsolk@homebridge.com

Address

194 Wood Avenue South

Iselin, NJ

Contact

Fax (301) 639-0804

rminard@homebridge.com

Refinancing News for Iselin, New Jersey 08830