Compare Today’s Refinance Rates for Island Heights, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Island Heights, New Jersey 08732. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,978 or $19 / month in Island Heights and other areas of Ocean county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Island Heights, New Jersey 08732.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Island Heights, New Jersey 08732

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Island Heights, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Island Heights, NJ 08732, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Island Heights, NJ

Refinance Rates for Island Heights, New Jersey 08732 from 2013 - 2020

Below are historical data on refinancing in Island Heights, New Jersey and around Ocean county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Island Heights, New Jersey 08732

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Island Heights, New Jersey 08732, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Clifford Height

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08732

(732) 800-0177

cHeight@gateway-funding.com

Ford Grigg

Branch Manager

2520 Highway 35

Manasquan, NJ 08732

(732) 800-0177

fGrigg@gateway-funding.com

Joseph Zardavets

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08732

(732) 800-0177

jZardavets@gateway-funding.com

Michael Blair

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08732

(732) 800-0177

mBlair@gateway-funding.com

Peter Glen

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08732

(732) 800-0177

pGlen@gateway-funding.com

Address

2520 Highway 35

Manasquan, NJ

Contact

(732) 800-0177

Fax (301) 639-0804

cHeight@gateway-funding.com

Address

2520 Highway 35

Manasquan, NJ

Contact

(732) 800-0177

Fax (301) 639-0804

fGrigg@gateway-funding.com

Address

2520 Highway 35

Manasquan, NJ

Contact

(732) 800-0177

Fax (301) 639-0804

jZardavets@gateway-funding.com

Refinancing News for Island Heights, New Jersey 08732