Compare Today’s Refinance Rates for Island Heights, New Jersey 08732
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Island Heights, New Jersey 08732.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,782 over the lifetime of your mortgage, which translates to a monthly savings of $38 in Island Heights and other areas of Ocean county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Island Heights, New Jersey 08732
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Interactive Refinance Rate Projections for Island Heights, New Jersey 08732
Pureloan has developed an interactive chart to monitor the five largest local lenders in Island Heights, NJ 08732, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Island Heights, New Jersey 08732 from 2024 - 2016
The following historical data provides insights into refinancing trends in Island Heights, New Jersey and the surrounding Ocean county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
% 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Island Heights, New Jersey 08732
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Island Heights, New Jersey 08732, we have compiled a list of top refinance brokers to assist you in the process.
Clifford Height
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08732
(732) 800-0177
cHeight@gateway-funding.com
Ford Grigg
Branch Manager
2520 Highway 35
Manasquan, NJ 08732
(732) 800-0177
fGrigg@gateway-funding.com
Joseph Zardavets
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08732
(732) 800-0177
jZardavets@gateway-funding.com
Michael Blair
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08732
(732) 800-0177
mBlair@gateway-funding.com
Peter Glen
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08732
(732) 800-0177
pGlen@gateway-funding.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
cHeight@gateway-funding.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
fGrigg@gateway-funding.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
jZardavets@gateway-funding.com