Compare Today’s Refinance Rates for Jersey City, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Jersey City, New Jersey 07395. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Jersey City and other areas of Hudson county, expected lifetime cash savings are $12,397 or $34 / month.

For Jersey City, New Jersey 07395, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Jersey City, New Jersey 07395

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Jersey City, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Jersey City, NJ 07395, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Jersey City, NJ

Refinance Rates for Jersey City, New Jersey 07395 from 2013 - 2020

Below are historical data on refinancing in Jersey City, New Jersey and around Hudson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.74% 43.50% 44.15% 48.21% 56.80% 56.74% 56.39% 53.63%
avg refi rate 4.89% 4.63% 3.95% 3.82% 4.54% 4.13% 3.92% 4.03%
% 15 year fixed refinance 40.07% 42.71% 41.53% 42.22% 35.26% 32.34% 31.62% 35.93%
avg refi rate 4.30% 3.87% 3.31% 3.06% 3.64% 3.39% 3.17% 3.33%
Avg credit score 758.54 759.87 761.18 757.24 743.07 749.28 750.49 749.58
Avg LTV (loan to value) 68.47% 70.09% 70.65% 70.81% 73.78% 72.11% 71.73% 70.55%
Avg DTI (debt to income) 29.64 29.99 29.37 29.70 31.94 31.76 32.77 32.76
Avg refinance insurance % 1.95% 3.06% 3.66% 4.09% 5.17% 5.06% 4.97% 4.22%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Jersey City, New Jersey 07395

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Jersey City, New Jersey 07395, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Patrick Japaz

Mortgage Banker

56 Christopher Columbus Drive

Jersey City, NJ 07395

(20) 332-1904

patrick.m.japaz@chase.com

John Gugliotti

Mortgage Loan Specialist

125 Town Square Place

Jersey City, NJ 07395

(614) 987-0129

John.Gugliotti@bankofamerica.com

Fabio Fattah

Mortgage Banker

575 Washington Blvd

Jersey City, NJ 07395

(120) 159-5778

fabio.y.fattah@chase.com

Michael Darcy

Mortgage Loan Officer

880 Bergen Ave Ste 206

Jersey City, NJ 07395

(201) 360-0634

mdarcy@lightningmort.com

Jamie Fernandez

Mortgage Loan Officer

880 Bergen Ave Ste 206

Jersey City, NJ 07395

(201) 360-0634

jfernandez@lightningmort.com

Address

56 Christopher Columbus Drive

Jersey City, NJ

Contact

(20) 332-1904

Fax (301) 639-0804

patrick.m.japaz@chase.com

Address

125 Town Square Place

Jersey City, NJ

Contact

(614) 987-0129

Fax (301) 639-0804

John.Gugliotti@bankofamerica.com

Address

575 Washington Blvd

Jersey City, NJ

Contact

(120) 159-5778

Fax (301) 639-0804

fabio.y.fattah@chase.com

Refinancing News for Jersey City, New Jersey 07395