Compare Today’s Refinance Rates for Kingston, New Jersey 08528
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kingston, New Jersey 08528.
With a 30-year amortization refinance in Kingston and surrounding areas of Mercer county, our calculations show that you can expect to save up to $17,025 over the lifetime of your mortgage, or a monthly savings of $47. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Kingston, New Jersey 08528.
Summary of Average Refinances in Kingston, New Jersey 08528
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Interactive Refinance Rate Projections for Kingston, New Jersey 08528
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kingston, NJ 08528, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kingston, New Jersey 08528 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kingston, New Jersey and the surrounding Mercer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.36% | 66.00% | 71.28% | 70.57% | 74.20% | 70.78% | 63.94% | 67.60% | 63.88% |
avg refi rate | 6.44% | 3.46% | 2.92% | 3.23% | 4.07% | 4.56% | 4.16% | 3.90% | 4.11% |
% 15 year fixed refinance | 10.61% | 21.55% | 17.83% | 18.11% | 15.94% | 19.59% | 27.64% | 23.86% | 26.41% |
avg refi rate | 5.52% | 2.63% | 2.42% | 2.76% | 3.50% | 3.85% | 3.34% | 3.15% | 3.31% |
Avg credit score | 751.53 | 756.61 | 761.50 | 762.23 | 756.82 | 744.79 | 750.55 | 755.98 | 758.37 |
Avg LTV (loan to value) | 59.11% | 51.57% | 59.80% | 65.32% | 69.94% | 68.17% | 70.11% | 69.46% | 69.10% |
Avg DTI (debt to income) | 36.68 | 33.40 | 31.35 | 31.05 | 32.93 | 33.84 | 32.90 | 31.86 | 31.80 |
Avg refinance insurance % | 1.12% | 0.41% | 1.04% | 2.07% | 3.96% | 3.71% | 4.21% | 4.03% | 3.88% |
Best Refinance Brokers around Kingston, New Jersey 08528
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kingston, New Jersey 08528, we have compiled a list of top refinance brokers to assist you in the process.
Glenn Davis
Branch Manager
24 Arnett Ave Ste 105
Lambertville, NJ 08528
(609) 397-2616
glenn@guaranteedrate.com
Ben Marino
Vice President of Mortgage Lending
24 Arnett Ave Ste 105
Lambertville, NJ 08528
(609) 397-2616
ben.marino@guaranteedrate.com
Ryan Spreen
Branch Manager
60 Wilson Street
Lambertville, NJ 08528
(404) 424-2273
ryanspreen@gmail.com
Glenn Davis
Branch Manager/loan Officer
24 Arnett Ave #117
Lambertville, NJ 08528
(609) 922-9826
gdavis@benchmark.us
Patti Miller
Loan Officer
3499 Canyon De Flores, Suite E
Sierra Vista, AZ 08528
(520) 459-1161
pmiller@sunstreetmortgage.com
Address
24 Arnett Ave Ste 105
Lambertville, NJ
Contact
(609) 397-2616
Fax (301) 639-0804
glenn@guaranteedrate.com
Address
24 Arnett Ave Ste 105
Lambertville, NJ
Contact
(609) 397-2616
Fax (301) 639-0804
ben.marino@guaranteedrate.com
Address
60 Wilson Street
Lambertville, NJ
Contact
(404) 424-2273
Fax (301) 639-0804
ryanspreen@gmail.com