Compare Today’s Refinance Rates for Lafayette, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lafayette, New Jersey 07848. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lafayette and other areas of Sussex county, expected lifetime cash savings are $3,663 or $10 / month.

For Lafayette, New Jersey 07848, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lafayette, New Jersey 07848

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lafayette, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lafayette, NJ 07848, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lafayette, NJ

Refinance Rates for Lafayette, New Jersey 07848 from 2013 - 2020

Below are historical data on refinancing in Lafayette, New Jersey and around Sussex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lafayette, New Jersey 07848

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lafayette, New Jersey 07848, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Brannigan

Branch Manager

111 Howard Blvd Ste 170B

Mount Arlington, NJ 07848

(973) 770-4900

mike.brannigan@guaranteedrate.com

Martha Estrada

Mortgage Banker

1 E Clinton St

Dover, NJ 07848

(197) 336-6200

martha.c.estrada@chase.com

Carlos Zuniga

Mortgage Banker

57 Diamond Spring Rd

Denville, NJ 07848

(197) 362-5738

carlos.zuniga@chase.com

Myra Katzoff

Mortgage Banker

241 Newton Sparta Rd Ste 1

Newton, NJ 07848

(197) 338-3047

myra.katzoff@chase.com

Jeremy Press

Mortgage Banker

27 Sparta Ave

Sparta, NJ 07848

(197) 372-9319

jeremy.press@chase.com

Address

111 Howard Blvd Ste 170B

Mount Arlington, NJ

Contact

(973) 770-4900

Fax (301) 639-0804

mike.brannigan@guaranteedrate.com

Address

1 E Clinton St

Dover, NJ

Contact

(197) 336-6200

Fax (301) 639-0804

martha.c.estrada@chase.com

Address

57 Diamond Spring Rd

Denville, NJ

Contact

(197) 362-5738

Fax (301) 639-0804

carlos.zuniga@chase.com

Refinancing News for Lafayette, New Jersey 07848