Compare Today’s Refinance Rates for Lanoka Harbor, New Jersey 08734
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lanoka Harbor, New Jersey 08734.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lanoka Harbor, New Jersey 08734. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,593 or $24 per month in Lanoka Harbor and other parts of Ocean county.
Summary of Average Refinances in Lanoka Harbor, New Jersey 08734
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Interactive Refinance Rate Projections for Lanoka Harbor, New Jersey 08734
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lanoka Harbor, NJ 08734, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lanoka Harbor, New Jersey 08734 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lanoka Harbor, New Jersey and the surrounding Ocean county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
% 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Lanoka Harbor, New Jersey 08734
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lanoka Harbor, New Jersey 08734, we have compiled a list of top refinance brokers to assist you in the process.
Clifford Height
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08734
(732) 800-0177
cHeight@gateway-funding.com
Ford Grigg
Branch Manager
2520 Highway 35
Manasquan, NJ 08734
(732) 800-0177
fGrigg@gateway-funding.com
Joseph Zardavets
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08734
(732) 800-0177
jZardavets@gateway-funding.com
Michael Blair
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08734
(732) 800-0177
mBlair@gateway-funding.com
Peter Glen
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08734
(732) 800-0177
pGlen@gateway-funding.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
cHeight@gateway-funding.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
fGrigg@gateway-funding.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
jZardavets@gateway-funding.com