Compare Today’s Refinance Rates for Leonia, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Leonia, New Jersey 07605. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Leonia and other areas of Bergen county, expected lifetime cash savings are $10,535 or $29 / month.

For Leonia, New Jersey 07605, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Leonia, New Jersey 07605

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Leonia, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Leonia, NJ 07605, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Leonia, NJ

Refinance Rates for Leonia, New Jersey 07605 from 2013 - 2020

Below are historical data on refinancing in Leonia, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Leonia, New Jersey 07605

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Leonia, New Jersey 07605, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carol McGivney

Operations Manager

25 E Spring Valley Ave Ste 205

Maywood, NJ 07605

(201) 368-3140

carol@classicllc.com

Daniel Shlufman

Managing Director

25 E Spring Valley Ave Ste 205

Maywood, NJ 07605

(201) 368-3140

dshlufman@classicllc.com

Richard Yuran

Mortgage Loan Originator

25 E Spring Valley Ave Ste 205

Maywood, NJ 07605

(201) 368-3140

ryuran@classicllc.com

Daryle Pellegrino

Mortgage Loan Originator

25 E Spring Valley Ave Ste 205

Maywood, NJ 07605

(201) 368-3140

daryle@classicllc.com

Kenneth Durante

Mortgage Loan Originator

25 E Spring Valley Ave Ste 205

Maywood, NJ 07605

(201) 368-3140

Kdurante@classicllc.com

Address

25 E Spring Valley Ave Ste 205

Maywood, NJ

Contact

(201) 368-3140

Fax (301) 639-0804

carol@classicllc.com

Address

25 E Spring Valley Ave Ste 205

Maywood, NJ

Contact

(201) 368-3140

Fax (301) 639-0804

dshlufman@classicllc.com

Address

25 E Spring Valley Ave Ste 205

Maywood, NJ

Contact

(201) 368-3140

Fax (301) 639-0804

ryuran@classicllc.com

Refinancing News for Leonia, New Jersey 07605