Compare Today’s Refinance Rates for Leonia, New Jersey 07605
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Leonia, New Jersey 07605.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Leonia, New Jersey 07605. For 30-year amortization refinancing, you can expect lifetime cash savings of $22,427 or $62 per month in Leonia and other parts of Bergen county.
Summary of Average Refinances in Leonia, New Jersey 07605
Become a certified mortgage expert on Pureloan.com
in Leonia, New Jersey 07605
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Leonia, New Jersey 07605
Pureloan has developed an interactive chart to monitor the five largest local lenders in Leonia, NJ 07605, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Leonia, New Jersey 07605 from 2024 - 2016
The following historical data provides insights into refinancing trends in Leonia, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.43% | 59.07% | 61.01% | 58.54% | 61.29% | 59.13% | 50.55% | 48.23% | 43.86% |
avg refi rate | 6.33% | 3.78% | 2.97% | 3.27% | 4.20% | 4.62% | 4.20% | 3.97% | 4.18% |
% 15 year fixed refinance | 6.38% | 24.76% | 24.63% | 28.12% | 25.37% | 30.20% | 38.55% | 38.95% | 43.02% |
avg refi rate | 5.90% | 2.79% | 2.43% | 2.79% | 3.64% | 4.01% | 3.42% | 3.23% | 3.40% |
Avg credit score | 751.57 | 741.77 | 749.71 | 755.22 | 744.83 | 735.23 | 734.27 | 744.35 | 744.10 |
Avg LTV (loan to value) | 60.00% | 59.41% | 65.08% | 68.89% | 68.78% | 64.79% | 66.84% | 68.81% | 70.48% |
Avg DTI (debt to income) | 38.49 | 35.29 | 33.41 | 33.05 | 34.33 | 35.08 | 34.24 | 33.02 | 32.35 |
Avg refinance insurance % | 1.41% | 0.86% | 2.52% | 3.97% | 4.62% | 2.28% | 1.83% | 2.27% | 2.81% |
Best Refinance Brokers around Leonia, New Jersey 07605
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Leonia, New Jersey 07605, we have compiled a list of top refinance brokers to assist you in the process.
Carol McGivney
Operations Manager
25 E Spring Valley Ave Ste 205
Maywood, NJ 07605
(201) 368-3140
carol@classicllc.com
Daniel Shlufman
Managing Director
25 E Spring Valley Ave Ste 205
Maywood, NJ 07605
(201) 368-3140
dshlufman@classicllc.com
Richard Yuran
Mortgage Loan Originator
25 E Spring Valley Ave Ste 205
Maywood, NJ 07605
(201) 368-3140
ryuran@classicllc.com
Daryle Pellegrino
Mortgage Loan Originator
25 E Spring Valley Ave Ste 205
Maywood, NJ 07605
(201) 368-3140
daryle@classicllc.com
Kenneth Durante
Mortgage Loan Originator
25 E Spring Valley Ave Ste 205
Maywood, NJ 07605
(201) 368-3140
Kdurante@classicllc.com
Address
25 E Spring Valley Ave Ste 205
Maywood, NJ
Contact
(201) 368-3140
Fax (301) 639-0804
carol@classicllc.com
Address
25 E Spring Valley Ave Ste 205
Maywood, NJ
Contact
(201) 368-3140
Fax (301) 639-0804
dshlufman@classicllc.com
Address
25 E Spring Valley Ave Ste 205
Maywood, NJ
Contact
(201) 368-3140
Fax (301) 639-0804
ryuran@classicllc.com