Compare Today’s Refinance Rates for Linden, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Linden, New Jersey 07036. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Linden and other areas of Union county, expected lifetime cash savings are $4,968 or $14 / month.

For Linden, New Jersey 07036, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Linden, New Jersey 07036

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Linden, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Linden, NJ 07036, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Linden, NJ

Refinance Rates for Linden, New Jersey 07036 from 2013 - 2020

Below are historical data on refinancing in Linden, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.00% 54.37% 50.00% 44.23% 71.82% 54.97% 65.38% 43.64%
avg refi rate 4.89% 4.64% 3.91% 3.74% 4.44% 4.12% 3.92% 4.07%
% 15 year fixed refinance 33.93% 28.64% 34.76% 40.00% 20.00% 34.44% 26.37% 40.00%
avg refi rate 4.29% 3.93% 3.22% 3.08% 3.55% 3.32% 3.23% 3.18%
Avg credit score 753.96 751.33 750.54 751.95 738.65 742.90 741.85 742.40
Avg LTV (loan to value) 67.78% 67.67% 70.06% 68.01% 74.56% 70.85% 73.25% 72.56%
Avg DTI (debt to income) 30.05 32.17 29.26 30.13 31.80 31.99 33.87 32.80
Avg refinance insurance % 2.39% 2.79% 3.50% 3.88% 4.49% 5.11% 5.78% 4.56%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Linden, New Jersey 07036

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Linden, New Jersey 07036, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Caitlyn Brown

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

CBrown@myinvestorsbank.com

David Ostrowsky

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

DOstrowsky@myinvestorsbank.com

Ed Spaulding

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

ESpaulding@myinvestorsbank.com

Greg Ginn

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

GGinn@myinvestorsbank.com

Larry Aboudi

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

LAboudi@myinvestorsbank.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

CBrown@myinvestorsbank.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

DOstrowsky@myinvestorsbank.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

ESpaulding@myinvestorsbank.com

Refinancing News for Linden, New Jersey 07036