Compare Today’s Refinance Rates for Linden, New Jersey 07036

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Linden, New Jersey 07036.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Linden, New Jersey 07036. For 30-year amortization refinancing, you can expect lifetime cash savings of $33,703 or $94 per month in Linden and other parts of Union county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.635366 -74.255567 2535

Summary of Average Refinances in Linden, New Jersey 07036

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Linden, New Jersey 07036

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Linden, NJ 07036, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Linden, New Jersey 07036

Linden is a city in southeastern Union County, in the U.S. state of New Jersey. It is part of the New York Metropolitan Area, located about 13 miles southwest of Manhattan and bordering Staten Island, a borough of New York City, across the Arthur Kill. Read more

Linden is a city in southeastern Union County, in the U.S. state of New Jersey. It is part of the New York Metropolitan Area, located about 13 miles southwest of Manhattan and bordering Staten Island, a borough of New York City, across the Arthur Kill. As of the 2020 United States census, the city's population was 43,738, an increase of 3,239 from the 2010 census count of 40,499, which in turn reflected an increase of 1,105 from the 39,394 counted in the 2000 census.Linden was originally formed as a township on March 4, 1861 from portions of Elizabeth, Rahway and Union Township. Portions of the township were taken to form Cranford, Linden Borough and Roselle. Linden was incorporated as a city by an act of the New Jersey Legislature on January 1, 1925, replacing both Linden Township and Linden Borough, based on the results of a referendum held on November 8, 1923. The city's name derives from linden trees brought from Germany. Read less

Historical Refinance Rates in Linden, New Jersey 07036 from 2024 - 2016

The following historical data provides insights into refinancing trends in Linden, New Jersey and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 43.64% 65.38% 54.97% 71.82% 44.23% 50.00% 54.37% 50.00%
avg refi rate 4.07% 3.92% 4.12% 4.44% 3.74% 3.91% 4.64% 4.89%
% 15 year fixed refinance 40.00% 26.37% 34.44% 20.00% 40.00% 34.76% 28.64% 33.93%
avg refi rate 3.18% 3.23% 3.32% 3.55% 3.08% 3.22% 3.93% 4.29%
Avg credit score 742.40 741.85 742.90 738.65 751.95 750.54 751.33 753.96
Avg LTV (loan to value) 72.56% 73.25% 70.85% 74.56% 68.01% 70.06% 67.67% 67.78%
Avg DTI (debt to income) 32.80 33.87 31.99 31.80 30.13 29.26 32.17 30.05
Avg refinance insurance % 4.56% 5.78% 5.11% 4.49% 3.88% 3.50% 2.79% 2.39%

Source: Financial Report of the US Government

Best Refinance Brokers around Linden, New Jersey 07036

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Linden, New Jersey 07036, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Caitlyn Brown

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

CBrown@myinvestorsbank.com

David Ostrowsky

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

DOstrowsky@myinvestorsbank.com

Ed Spaulding

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

ESpaulding@myinvestorsbank.com

Greg Ginn

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

GGinn@myinvestorsbank.com

Larry Aboudi

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07036

(855) 422-6548

LAboudi@myinvestorsbank.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

CBrown@myinvestorsbank.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

DOstrowsky@myinvestorsbank.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

ESpaulding@myinvestorsbank.com

Refinancing News for Linden, New Jersey 07036