Compare Today’s Refinance Rates for Little Ferry, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Little Ferry, New Jersey 07643. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Little Ferry and surrounding areas of Bergen county, your expected lifetime cash savings are $6,311 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Little Ferry, New Jersey 07643.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Little Ferry, New Jersey 07643

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Little Ferry, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Little Ferry, NJ 07643, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Little Ferry, NJ

Refinance Rates for Little Ferry, New Jersey 07643 from 2013 - 2020

Below are historical data on refinancing in Little Ferry, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Little Ferry, New Jersey 07643

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Little Ferry, New Jersey 07643, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ben

Mortgage Loan Officer

1 Paragon Dr Ste 212

Montvale, NJ 07643

(845) 352-0722

ben@adamsatlaw.com

A. Luzzi

Loan Lender

100 Paragon Dr Ste 129

Montvale, NJ 07643

(201) 307-9383

aluzzi@simsmortgage.com

Joseph Windels

Loan Lender

100 Paragon Dr Ste 129

Montvale, NJ 07643

(201) 307-9383

jwindels@simsmortgage.com

Marlo Crawley

Mortgage Consultant

1 Paragon Dr Ste 150-B

Montvale, NJ 07643

(973) 634-1072

contactmarlotoday@gmail.com

Michelle Dema

Mortgage Consultant

1 Paragon Dr Ste 150-B

Montvale, NJ 07643

(845) 323-2069

team@bestmortgageoption.com

Address

1 Paragon Dr Ste 212

Montvale, NJ

Contact

(845) 352-0722

Fax (301) 639-0804

ben@adamsatlaw.com

Address

100 Paragon Dr Ste 129

Montvale, NJ

Contact

(201) 307-9383

Fax (301) 639-0804

aluzzi@simsmortgage.com

Address

100 Paragon Dr Ste 129

Montvale, NJ

Contact

(201) 307-9383

Fax (301) 639-0804

jwindels@simsmortgage.com

Refinancing News for Little Ferry, New Jersey 07643