Compare Today’s Refinance Rates for Livingston, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Livingston, New Jersey 07039. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Livingston and surrounding areas of Essex county, your expected lifetime cash savings are $11,342 or $32 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Livingston, New Jersey 07039.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Livingston, New Jersey 07039

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Livingston, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Livingston, NJ 07039, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Livingston, NJ

Refinance Rates for Livingston, New Jersey 07039 from 2013 - 2020

Below are historical data on refinancing in Livingston, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.00% 54.37% 50.00% 44.23% 71.82% 54.97% 65.38% 43.64%
avg refi rate 4.89% 4.64% 3.91% 3.74% 4.44% 4.12% 3.92% 4.07%
% 15 year fixed refinance 33.93% 28.64% 34.76% 40.00% 20.00% 34.44% 26.37% 40.00%
avg refi rate 4.29% 3.93% 3.22% 3.08% 3.55% 3.32% 3.23% 3.18%
Avg credit score 753.96 751.33 750.54 751.95 738.65 742.90 741.85 742.40
Avg LTV (loan to value) 67.78% 67.67% 70.06% 68.01% 74.56% 70.85% 73.25% 72.56%
Avg DTI (debt to income) 30.05 32.17 29.26 30.13 31.80 31.99 33.87 32.80
Avg refinance insurance % 2.39% 2.79% 3.50% 3.88% 4.49% 5.11% 5.78% 4.56%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Livingston, New Jersey 07039

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Livingston, New Jersey 07039, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joseph Vorel

Mortgage Banker

56 W Mount Pleasant Avenue

Livingston, NJ 07039

(973) 548-2185

joseph.vorel@chase.com

Francisco Varela

Mortgage Loan Officer

554 S Livingston Ave, 2nd Floor

Livingston, NJ 07039

(704) 386-5972

francisco.varela@bankofamerica.com

Caitlyn Brown

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07039

(855) 422-6548

CBrown@myinvestorsbank.com

David Ostrowsky

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07039

(855) 422-6548

DOstrowsky@myinvestorsbank.com

Ed Spaulding

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07039

(855) 422-6548

ESpaulding@myinvestorsbank.com

Address

56 W Mount Pleasant Avenue

Livingston, NJ

Contact

(973) 548-2185

Fax (301) 639-0804

joseph.vorel@chase.com

Address

554 S Livingston Ave, 2nd Floor

Livingston, NJ

Contact

(704) 386-5972

Fax (301) 639-0804

francisco.varela@bankofamerica.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

CBrown@myinvestorsbank.com

Refinancing News for Livingston, New Jersey 07039