Compare Today’s Refinance Rates for Longport, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Longport, New Jersey 08403. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Longport and surrounding areas of Atlantic county, your expected lifetime cash savings are $60,549 or $168 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Longport, New Jersey 08403.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Longport, New Jersey 08403

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APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Longport, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Longport, NJ 08403, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Longport, NJ

Refinance Rates for Longport, New Jersey 08403 from 2013 - 2020

Below are historical data on refinancing in Longport, New Jersey and around Atlantic county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Longport, New Jersey 08403

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Longport, New Jersey 08403, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Longport, New Jersey 08403