Compare Today’s Refinance Rates for Manasquan, New Jersey 08736
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Manasquan, New Jersey 08736.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Manasquan, New Jersey 08736. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,460 or $29 per month in Manasquan and other parts of Monmouth county.
Summary of Average Refinances in Manasquan, New Jersey 08736
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Interactive Refinance Rate Projections for Manasquan, New Jersey 08736
Pureloan has developed an interactive chart to monitor the five largest local lenders in Manasquan, NJ 08736, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Manasquan, New Jersey 08736 from 2024 - 2016
The following historical data provides insights into refinancing trends in Manasquan, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
% 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Manasquan, New Jersey 08736
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Manasquan, New Jersey 08736, we have compiled a list of top refinance brokers to assist you in the process.
Patrick Sharpe
Mortgage Loan Officer
2421 Atlantic Ave, Ste 202
Manasquan, NJ 08736
(704) 386-5972
patrick.sharpe@bankofamerica.com
Grace Yuhua
Loan Officer
107 Main Street
Manasquan, NJ 08736
(914) 251-2493
grace.hao@pncmortgage.com
David Santangelo
Vice President / Licensed Mortgage Banker
38 Taylor Ave Ste 2A
Manasquan, NJ 08736
(732) 292-0787
DSantangelo@jerseymortgage.com
Scott Simpson
Vice President/Production Manager
38 Taylor Ave Ste 2A
Manasquan, NJ 08736
(732) 292-0787
SSimpson@jerseymortgage.com
Taylor Arnott
Mortgage Originator
2520 Highway 35
Manasquan, NJ 08736
(732) 800-0183
tArnott@gateway-funding.com
Address
2421 Atlantic Ave, Ste 202
Manasquan, NJ
Contact
(704) 386-5972
Fax (301) 639-0804
patrick.sharpe@bankofamerica.com
Address
107 Main Street
Manasquan, NJ
Contact
(914) 251-2493
Fax (301) 639-0804
grace.hao@pncmortgage.com
Address
38 Taylor Ave Ste 2A
Manasquan, NJ
Contact
(732) 292-0787
Fax (301) 639-0804
DSantangelo@jerseymortgage.com