Compare Today’s Refinance Rates for Metuchen, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Metuchen, New Jersey 08840. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,804 or $19 / month in Metuchen and other areas of Middlesex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Metuchen, New Jersey 08840.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Metuchen, New Jersey 08840

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Metuchen, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Metuchen, NJ 08840, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Metuchen, NJ

Refinance Rates for Metuchen, New Jersey 08840 from 2013 - 2020

Below are historical data on refinancing in Metuchen, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Metuchen, New Jersey 08840

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Metuchen, New Jersey 08840, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joseph Constanza

Mortgage Loan Originator

425 Amwell Rd

Hillsborough, NJ 08840

(800) 999-2489 Ext.

jconstanza@remn.com

Scott Metaxas

Mortgage Loan Originator

425 Amwell Rd

Hillsborough, NJ 08840

(908) 369-3353

smetaxas@remn.com

William Niziolek

Mortgage Loan Originator

425 Amwell Rd

Hillsborough, NJ 08840

(800) 999-2489 Ext.

wniziolek@remn.com

John Angelo

Mortgage Loan Originator

284 US Highway 206

, NJ 08840

(800) 999-2489 Ext. 7970

jangelo@homebridge.com

Manny Foranoce

Mortgage Loan Originator

284 US Highway 206

, NJ 08840

mforanoce@homebridge.com

Address

425 Amwell Rd

Hillsborough, NJ

Contact

(800) 999-2489 Ext.

Fax (301) 639-0804

jconstanza@remn.com

Address

425 Amwell Rd

Hillsborough, NJ

Contact

(908) 369-3353

Fax (301) 639-0804

smetaxas@remn.com

Address

425 Amwell Rd

Hillsborough, NJ

Contact

(800) 999-2489 Ext.

Fax (301) 639-0804

wniziolek@remn.com

Refinancing News for Metuchen, New Jersey 08840