Compare Today’s Refinance Rates for Middletown, New Jersey 07748
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Middletown, New Jersey 07748.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Middletown, New Jersey 07748. For 30-year amortization refinancing, you can expect lifetime cash savings of $21,210 or $59 per month in Middletown and other parts of Monmouth county.
Summary of Average Refinances in Middletown, New Jersey 07748
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Interactive Refinance Rate Projections for Middletown, New Jersey 07748
Pureloan has developed an interactive chart to monitor the five largest local lenders in Middletown, NJ 07748, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Middletown, New Jersey 07748 from 2024 - 2016
The following historical data provides insights into refinancing trends in Middletown, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Middletown, New Jersey 07748
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Middletown, New Jersey 07748, we have compiled a list of top refinance brokers to assist you in the process.
D. Wicki
Loan Lender
10 Tindall Rd Ste 3
Middletown, NJ 07748
(732) 706-9500
dwicki@advisorsmortgage.com
Robert Skowrenski
Mortgage Consultant
3301B State Route 66
Neptune, NJ 07748
(732) 643-0200
rsko@affg.org
Michele Fiore
Mortgage Consultant
157 Broad St Ste 204
Red Bank, NJ 07748
(732) 747-1676
mfiore@rhfundingus.com
Richard Fingerlin
Mortgage Banker
32 Broad St
Red Bank, NJ 07748
(173) 266-8463
richard.fingerlin@chase.com
adinapoli Apoli
Mortgage Loan Officer
1516 State Route 138 Ste 2B
Belmar, NJ 07748
(732) 749-3333
adinapoli@advisorsmortgage.com
Address
10 Tindall Rd Ste 3
Middletown, NJ
Contact
(732) 706-9500
Fax (301) 639-0804
dwicki@advisorsmortgage.com
Address
3301B State Route 66
Neptune, NJ
Contact
(732) 643-0200
Fax (301) 639-0804
rsko@affg.org
Address
157 Broad St Ste 204
Red Bank, NJ
Contact
(732) 747-1676
Fax (301) 639-0804
mfiore@rhfundingus.com