Compare Today’s Refinance Rates for Middletown, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Middletown, New Jersey 07748. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Middletown and other areas of Monmouth county, expected lifetime cash savings are $5,347 or $15 / month.

For Middletown, New Jersey 07748, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Middletown, New Jersey 07748

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Middletown, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Middletown, NJ 07748, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Middletown, NJ

Refinance Rates for Middletown, New Jersey 07748 from 2013 - 2020

Below are historical data on refinancing in Middletown, New Jersey and around Monmouth county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Middletown, New Jersey 07748

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Middletown, New Jersey 07748, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

D. Wicki

Loan Lender

10 Tindall Rd Ste 3

Middletown, NJ 07748

(732) 706-9500

dwicki@advisorsmortgage.com

Robert Skowrenski

Mortgage Consultant

3301B State Route 66

Neptune, NJ 07748

(732) 643-0200

rsko@affg.org

Michele Fiore

Mortgage Consultant

157 Broad St Ste 204

Red Bank, NJ 07748

(732) 747-1676

mfiore@rhfundingus.com

Richard Fingerlin

Mortgage Banker

32 Broad St

Red Bank, NJ 07748

(173) 266-8463

richard.fingerlin@chase.com

adinapoli Apoli

Mortgage Loan Officer

1516 State Route 138 Ste 2B

Belmar, NJ 07748

(732) 749-3333

adinapoli@advisorsmortgage.com

Address

10 Tindall Rd Ste 3

Middletown, NJ

Contact

(732) 706-9500

Fax (301) 639-0804

dwicki@advisorsmortgage.com

Address

3301B State Route 66

Neptune, NJ

Contact

(732) 643-0200

Fax (301) 639-0804

rsko@affg.org

Address

157 Broad St Ste 204

Red Bank, NJ

Contact

(732) 747-1676

Fax (301) 639-0804

mfiore@rhfundingus.com

Refinancing News for Middletown, New Jersey 07748